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Missoula, MT

Cost of living in Mineral County, MT

Part of the Missoula Metro Area

Estimated monthly cost
$2,920/mo
for a single person, all categories combined

Population 4,796 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $1,043 36%
Healthcare $480 16%
Federal tax $434 15%
Groceries $334 11%
Transport $250 9%
Energy $160 5%
State tax $159 5%
Water $60 2%

Rent in Mineral County

Fair Market Rents by bedroom count.

Studio
$968
per month
1 bedroom
$1,043
per month
2 bedroom
$1,319
per month
3 bedroom
$1,589
per month
4 bedroom
$1,919
per month

Source: HUD FMR FY2025

Income and earnings in Mineral County

Annual earnings figures from the Census ACS.

Household income
$61,117
per year
Individual earnings
$36,571
per year
Per capita
$37,583
per year

Source: ACS 2019-2023 5-Year.

Home values in Mineral County

Average values reported by homeowners.

Average home value
$313,600
Annual property tax
$1,728

Source: ACS 2019-2023 5-Year

Energy costs in Mineral County

Estimated monthly electricity and gas costs.

Electricity
$103
per month · 12.9¢/kWh
Natural gas
$57
per month
Annual total
$1,920
per year

Source: EIA

Healthcare in Mineral County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
8.3%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Mineral County

State and local tax rates for Montana.

State income tax
5.9%
Top marginal rate
State sales tax
0.0%
Combined sales tax
0.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Mineral County

Commute patterns and estimated costs.

Average commute
26.3 min
Drive alone
66.7%
Public transit
0.1%
Work from home
10.5%

Source: ACS

Monthly cost estimates for Mineral County

What it costs to live in Mineral County each month.

Single person
$2,920
per month
  • Rent $1,043
  • Energy $160
  • Water $60
  • Groceries $334
  • Transport $250
  • Healthcare $480
  • Federal tax $434
  • State tax $159
Couple
$4,298
per month
  • Rent $1,319
  • Energy $192
  • Water $70
  • Groceries $553
  • Transport $350
  • Healthcare $864
  • Federal tax $670
  • State tax $280
Family
$6,704
per month
  • Rent $1,589
  • Energy $240
  • Water $85
  • Groceries $840
  • Transport $450
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $670
  • State tax $280

Frequently asked questions about Mineral County

Common questions about cost of living, rent and salary.

What is the average rent in Mineral County?

In Mineral County, MT, a one-bedroom apartment averages $1,043 per month, a two-bedroom averages $1,319 per month, a three-bedroom averages $1,589 per month, according to HUD Fair Market Rent data.

What is the average salary in Mineral County?

In Mineral County, MT, the average household income is $61,117 per year and individual earnings for full-time workers average $36,571 per year, according to U.S. Census Bureau data.

What is the cost of living in Mineral County?

The estimated cost of living in Mineral County, MT is approximately $2,920 per month for a single person, $4,298 for a couple, $6,704 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Mineral County?

The combined sales tax rate in Mineral County, MT is 0.00%, which includes the Montana state rate of 0.00% plus an average local rate of 0.00%.

Is Mineral County an affordable place to live?

Based on the data, a single person in Mineral County, MT would need approximately $2,920 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $61,117 per year ($5,093 per month). Mineral County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Mineral County?

The ACA marketplace benchmark premium in Mineral County, MT is approximately $480 per month for an individual. Approximately 8.3% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Mineral County?

The average home value in Mineral County, MT is $313,600, with average annual property taxes of $1,728, according to U.S. Census Bureau data.

How does Mineral County compare to other areas?

You can compare Mineral County, MT with any other US county using our comparison tool at /compare. Mineral County is in the Missoula, MT metro area.

Other counties in Montana

Browse the full list of counties in Montana, ranked by cost of living.

See all counties in Montana

Compare Mineral County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources