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Milwaukee-Waukesha, WI

Cost of living in Milwaukee, Wisconsin

Milwaukee County, WI

Part of the Milwaukee Metro Area

Estimated monthly cost
$3,102/mo
for a single person, all categories combined

Population 927,656 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $1,056 34%
Federal tax $532 17%
Healthcare $480 15%
Groceries $329 11%
Transport $320 10%
Energy $179 6%
State tax $156 5%
Water $50 2%

Rent in Milwaukee

Fair Market Rents by bedroom count.

Studio
$939
per month
1 bedroom
$1,056
per month
2 bedroom
$1,257
per month
3 bedroom
$1,558
per month
4 bedroom
$1,701
per month

Source: HUD FMR FY2025

Income and earnings in Milwaukee

Annual earnings figures from the Census ACS.

Household income
$62,118
per year
Individual earnings
$42,604
per year
Per capita
$36,955
per year

Source: ACS 2019-2023 5-Year.

Home values in Milwaukee

Average values reported by homeowners.

Average home value
$216,500
Annual property tax
$4,406

Source: ACS 2019-2023 5-Year

Energy costs in Milwaukee

Estimated monthly electricity and gas costs.

Electricity
$121
per month · 17.3¢/kWh
Natural gas
$58
per month
Annual total
$2,148
per year

Source: EIA

Healthcare in Milwaukee

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
7.1%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Milwaukee

State and local tax rates for Wisconsin.

State income tax
7.7%
Top marginal rate
State sales tax
5.0%
Combined sales tax
5.4%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Milwaukee

Commute patterns and estimated costs.

Average commute
22.3 min
Drive alone
70.8%
Public transit
3.7%
Work from home
12.7%

Source: ACS

Monthly cost estimates for Milwaukee

What it costs to live in Milwaukee each month.

Single person
$3,102
per month
  • Rent $1,056
  • Energy $179
  • Water $50
  • Groceries $329
  • Transport $320
  • Healthcare $480
  • Federal tax $532
  • State tax $156
Couple
$4,290
per month
  • Rent $1,257
  • Energy $215
  • Water $60
  • Groceries $545
  • Transport $420
  • Healthcare $864
  • Federal tax $687
  • State tax $242
Family
$6,722
per month
  • Rent $1,558
  • Energy $268
  • Water $70
  • Groceries $827
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $687
  • State tax $242

Frequently asked questions about Milwaukee

Common questions about cost of living, rent and salary.

What is the average rent in Milwaukee?

In Milwaukee, Wisconsin, a one-bedroom apartment averages $1,056 per month, a two-bedroom averages $1,257 per month, a three-bedroom averages $1,558 per month, according to HUD Fair Market Rent data.

What is the average salary in Milwaukee?

In Milwaukee, Wisconsin, the average household income is $62,118 per year and individual earnings for full-time workers average $42,604 per year, according to U.S. Census Bureau data.

What is the cost of living in Milwaukee?

The estimated cost of living in Milwaukee, Wisconsin is approximately $3,102 per month for a single person, $4,290 for a couple, $6,722 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Milwaukee?

The combined sales tax rate in Milwaukee, Wisconsin is 5.44%, which includes the Wisconsin state rate of 5.00% plus an average local rate of 0.44%.

Is Milwaukee an affordable place to live?

Based on the data, a single person in Milwaukee, Wisconsin would need approximately $3,102 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $62,118 per year ($5,177 per month). Milwaukee has a moderate cost of living relative to local earnings.

How much does healthcare cost in Milwaukee?

The ACA marketplace benchmark premium in Milwaukee, Wisconsin is approximately $480 per month for an individual. Approximately 7.1% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Milwaukee?

The average home value in Milwaukee, Wisconsin is $216,500, with average annual property taxes of $4,406, according to U.S. Census Bureau data.

How does Milwaukee compare to other areas?

You can compare Milwaukee, Wisconsin with any other US county using our comparison tool at /compare. Milwaukee is in the Milwaukee-Waukesha, WI metro area.

Other counties in Wisconsin

Browse the full list of counties in Wisconsin, ranked by cost of living.

See all counties in Wisconsin

Compare Milwaukee with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP