Skip to main content
LiveWhere us
Omaha, NE-IA

Cost of living in Mills County, IA

Part of the Omaha Metro Area

Estimated monthly cost
$3,279/mo
for a single person, all categories combined

Population 14,563 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $1,052 32%
Federal tax $654 20%
Healthcare $480 15%
Transport $320 10%
Groceries $315 10%
State tax $213 6%
Energy $195 6%
Water $50 2%

Rent in Mills County

Fair Market Rents by bedroom count.

Studio
$990
per month
1 bedroom
$1,052
per month
2 bedroom
$1,261
per month
3 bedroom
$1,675
per month
4 bedroom
$1,864
per month

Source: HUD FMR FY2025

Income and earnings in Mills County

Annual earnings figures from the Census ACS.

Household income
$87,810
per year
Individual earnings
$50,027
per year
Per capita
$43,081
per year

Source: ACS 2019-2023 5-Year.

Home values in Mills County

Average values reported by homeowners.

Average home value
$228,700
Annual property tax
$3,334

Source: ACS 2019-2023 5-Year

Energy costs in Mills County

Estimated monthly electricity and gas costs.

Electricity
$134
per month · 15.8¢/kWh
Natural gas
$61
per month
Annual total
$2,340
per year

Source: EIA

Healthcare in Mills County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
2.6%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Mills County

State and local tax rates for Iowa.

State income tax
5.7%
Top marginal rate
State sales tax
6.0%
Combined sales tax
6.9%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Mills County

Commute patterns and estimated costs.

Average commute
24.7 min
Drive alone
76.9%
Public transit
0.0%
Work from home
9.5%

Source: ACS

Monthly cost estimates for Mills County

What it costs to live in Mills County each month.

Single person
$3,279
per month
  • Rent $1,052
  • Energy $195
  • Water $50
  • Groceries $315
  • Transport $320
  • Healthcare $480
  • Federal tax $654
  • State tax $213
Couple
$4,860
per month
  • Rent $1,261
  • Energy $234
  • Water $60
  • Groceries $522
  • Transport $420
  • Healthcare $864
  • Federal tax $1,107
  • State tax $392
Family
$7,398
per month
  • Rent $1,675
  • Energy $292
  • Water $70
  • Groceries $792
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $1,107
  • State tax $392

Frequently asked questions about Mills County

Common questions about cost of living, rent and salary.

What is the average rent in Mills County?

In Mills County, IA, a one-bedroom apartment averages $1,052 per month, a two-bedroom averages $1,261 per month, a three-bedroom averages $1,675 per month, according to HUD Fair Market Rent data.

What is the average salary in Mills County?

In Mills County, IA, the average household income is $87,810 per year and individual earnings for full-time workers average $50,027 per year, according to U.S. Census Bureau data.

What is the cost of living in Mills County?

The estimated cost of living in Mills County, IA is approximately $3,279 per month for a single person, $4,860 for a couple, $7,398 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Mills County?

The combined sales tax rate in Mills County, IA is 6.94%, which includes the Iowa state rate of 6.00% plus an average local rate of 0.94%.

Is Mills County an affordable place to live?

Based on the data, a single person in Mills County, IA would need approximately $3,279 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $87,810 per year ($7,318 per month). Mills County is relatively affordable compared to the national average.

How much does healthcare cost in Mills County?

The ACA marketplace benchmark premium in Mills County, IA is approximately $480 per month for an individual. Approximately 2.6% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Mills County?

The average home value in Mills County, IA is $228,700, with average annual property taxes of $3,334, according to U.S. Census Bureau data.

How does Mills County compare to other areas?

You can compare Mills County, IA with any other US county using our comparison tool at /compare. Mills County is in the Omaha, NE-IA metro area.

Other counties in Iowa

Browse the full list of counties in Iowa, ranked by cost of living.

See all counties in Iowa

Compare Mills County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources