Skip to main content
LiveWhere us
Midland, MI

Cost of living in Midland County, MI

Part of the Midland Metro Area

Estimated monthly cost
$2,977/mo
for a single person, all categories combined

Population 83,641 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $872 29%
Federal tax $577 19%
Healthcare $480 16%
Groceries $326 11%
Transport $320 11%
Energy $191 6%
State tax $161 5%
Water $50 2%

Rent in Midland County

Fair Market Rents by bedroom count.

Studio
$870
per month
1 bedroom
$872
per month
2 bedroom
$1,137
per month
3 bedroom
$1,472
per month
4 bedroom
$1,529
per month

Source: HUD FMR FY2025

Income and earnings in Midland County

Annual earnings figures from the Census ACS.

Household income
$77,538
per year
Individual earnings
$45,358
per year
Per capita
$42,734
per year

Source: ACS 2019-2023 5-Year.

Home values in Midland County

Average values reported by homeowners.

Average home value
$184,300
Annual property tax
$2,771

Source: ACS 2019-2023 5-Year

Energy costs in Midland County

Estimated monthly electricity and gas costs.

Electricity
$128
per month · 19.7¢/kWh
Natural gas
$63
per month
Annual total
$2,292
per year

Source: EIA

Healthcare in Midland County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
3.8%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Midland County

State and local tax rates for Michigan.

State income tax
4.3%
Flat rate
State sales tax
6.0%
Combined sales tax
6.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Midland County

Commute patterns and estimated costs.

Average commute
24.4 min
Drive alone
79.0%
Public transit
0.4%
Work from home
10.9%

Source: ACS

Monthly cost estimates for Midland County

What it costs to live in Midland County each month.

Single person
$2,977
per month
  • Rent $872
  • Energy $191
  • Water $50
  • Groceries $326
  • Transport $320
  • Healthcare $480
  • Federal tax $577
  • State tax $161
Couple
$4,464
per month
  • Rent $1,137
  • Energy $229
  • Water $60
  • Groceries $540
  • Transport $420
  • Healthcare $864
  • Federal tax $939
  • State tax $275
Family
$6,932
per month
  • Rent $1,472
  • Energy $286
  • Water $70
  • Groceries $820
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $939
  • State tax $275

Frequently asked questions about Midland County

Common questions about cost of living, rent and salary.

What is the average rent in Midland County?

In Midland County, MI, a one-bedroom apartment averages $872 per month, a two-bedroom averages $1,137 per month, a three-bedroom averages $1,472 per month, according to HUD Fair Market Rent data.

What is the average salary in Midland County?

In Midland County, MI, the average household income is $77,538 per year and individual earnings for full-time workers average $45,358 per year, according to U.S. Census Bureau data.

What is the cost of living in Midland County?

The estimated cost of living in Midland County, MI is approximately $2,977 per month for a single person, $4,464 for a couple, $6,932 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Midland County?

The combined sales tax rate in Midland County, MI is 6.00%, which includes the Michigan state rate of 6.00% plus an average local rate of 0.00%.

Is Midland County an affordable place to live?

Based on the data, a single person in Midland County, MI would need approximately $2,977 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $77,538 per year ($6,462 per month). Midland County is relatively affordable compared to the national average.

How much does healthcare cost in Midland County?

The ACA marketplace benchmark premium in Midland County, MI is approximately $480 per month for an individual. Approximately 3.8% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Midland County?

The average home value in Midland County, MI is $184,300, with average annual property taxes of $2,771, according to U.S. Census Bureau data.

How does Midland County compare to other areas?

You can compare Midland County, MI with any other US county using our comparison tool at /compare. Midland County is in the Midland, MI metro area.

Other counties in Michigan

Browse the full list of counties in Michigan, ranked by cost of living.

See all counties in Michigan

Compare Midland County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources