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Virginia

Cost of living in Middlesex County, VA

Estimated monthly cost
$3,055/mo
for a single person, all categories combined

Population 10,774 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $965 32%
Federal tax $504 16%
Healthcare $480 16%
Groceries $355 12%
Transport $320 10%
Energy $202 7%
State tax $174 6%
Water $55 2%

Rent in Middlesex County

Fair Market Rents by bedroom count.

Studio
$959
per month
1 bedroom
$965
per month
2 bedroom
$1,192
per month
3 bedroom
$1,436
per month
4 bedroom
$1,864
per month

Source: HUD FMR FY2025

Income and earnings in Middlesex County

Annual earnings figures from the Census ACS.

Household income
$74,154
per year
Individual earnings
$40,847
per year
Per capita
$40,661
per year

Source: ACS 2019-2023 5-Year.

Home values in Middlesex County

Average values reported by homeowners.

Average home value
$299,800
Annual property tax
$1,692

Source: ACS 2019-2023 5-Year

Energy costs in Middlesex County

Estimated monthly electricity and gas costs.

Electricity
$153
per month · 14.6¢/kWh
Natural gas
$49
per month
Annual total
$2,424
per year

Source: EIA

Healthcare in Middlesex County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
6.5%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Middlesex County

State and local tax rates for Virginia.

State income tax
5.8%
Top marginal rate
State sales tax
5.3%
Combined sales tax
5.8%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Middlesex County

Commute patterns and estimated costs.

Average commute
30.7 min
Drive alone
70.4%
Public transit
0.6%
Work from home
20.3%

Source: ACS

Monthly cost estimates for Middlesex County

What it costs to live in Middlesex County each month.

Single person
$3,055
per month
  • Rent $965
  • Energy $202
  • Water $55
  • Groceries $355
  • Transport $320
  • Healthcare $480
  • Federal tax $504
  • State tax $174
Couple
$4,589
per month
  • Rent $1,192
  • Energy $242
  • Water $65
  • Groceries $588
  • Transport $420
  • Healthcare $864
  • Federal tax $884
  • State tax $334
Family
$6,995
per month
  • Rent $1,436
  • Energy $303
  • Water $75
  • Groceries $893
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $884
  • State tax $334

Frequently asked questions about Middlesex County

Common questions about cost of living, rent and salary.

What is the average rent in Middlesex County?

In Middlesex County, VA, a one-bedroom apartment averages $965 per month, a two-bedroom averages $1,192 per month, a three-bedroom averages $1,436 per month, according to HUD Fair Market Rent data.

What is the average salary in Middlesex County?

In Middlesex County, VA, the average household income is $74,154 per year and individual earnings for full-time workers average $40,847 per year, according to U.S. Census Bureau data.

What is the cost of living in Middlesex County?

The estimated cost of living in Middlesex County, VA is approximately $3,055 per month for a single person, $4,589 for a couple, $6,995 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Middlesex County?

The combined sales tax rate in Middlesex County, VA is 5.75%, which includes the Virginia state rate of 5.30% plus an average local rate of 0.45%.

Is Middlesex County an affordable place to live?

Based on the data, a single person in Middlesex County, VA would need approximately $3,055 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $74,154 per year ($6,180 per month). Middlesex County is relatively affordable compared to the national average.

How much does healthcare cost in Middlesex County?

The ACA marketplace benchmark premium in Middlesex County, VA is approximately $480 per month for an individual. Approximately 6.5% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Middlesex County?

The average home value in Middlesex County, VA is $299,800, with average annual property taxes of $1,692, according to U.S. Census Bureau data.

How does Middlesex County compare to other areas?

You can compare Middlesex County, VA with any other US county using our comparison tool at /compare. Middlesex County is in Virginia.

Other counties in Virginia

Browse the full list of counties in Virginia, ranked by cost of living.

See all counties in Virginia

Compare Middlesex County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources