Cost of living in Miami County, OH
Population 109,549 · Last updated May 21, 2026
Cost breakdown
Single person, by category, per month.
Rent in Miami County
Fair Market Rents by bedroom count.
Source: HUD FMR FY2025
Income and earnings in Miami County
Annual earnings figures from the Census ACS.
Source: ACS 2019-2023 5-Year.
Home values in Miami County
Average values reported by homeowners.
Source: ACS 2019-2023 5-Year
Energy costs in Miami County
Estimated monthly electricity and gas costs.
Source: EIA
Healthcare in Miami County
Insurance premiums and coverage rates.
Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.
Taxes in Miami County
State and local tax rates for Ohio.
Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.
Transportation in Miami County
Commute patterns and estimated costs.
Source: ACS
Monthly cost estimates for Miami County
What it costs to live in Miami County each month.
- Rent $845
- Energy $194
- Water $50
- Groceries $320
- Transport $320
- Healthcare $480
- Federal tax $558
- State tax $42
- Rent $1,077
- Energy $233
- Water $60
- Groceries $530
- Transport $420
- Healthcare $864
- Federal tax $884
- State tax $110
- Rent $1,390
- Energy $291
- Water $70
- Groceries $805
- Transport $520
- Healthcare $1,350
- Childcare $1,200
- Federal tax $884
- State tax $110
Frequently asked questions about Miami County
Common questions about cost of living, rent and salary.
What is the average rent in Miami County?
In Miami County, OH, a one-bedroom apartment averages $845 per month, a two-bedroom averages $1,077 per month, a three-bedroom averages $1,390 per month, according to HUD Fair Market Rent data.
What is the average salary in Miami County?
In Miami County, OH, the average household income is $74,175 per year and individual earnings for full-time workers average $44,163 per year, according to U.S. Census Bureau data.
What is the cost of living in Miami County?
The estimated cost of living in Miami County, OH is approximately $2,809 per month for a single person, $4,178 for a couple, $6,620 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.
What is the sales tax rate in Miami County?
The combined sales tax rate in Miami County, OH is 7.24%, which includes the Ohio state rate of 5.75% plus an average local rate of 1.49%.
Is Miami County an affordable place to live?
Based on the data, a single person in Miami County, OH would need approximately $2,809 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $74,175 per year ($6,181 per month). Miami County is relatively affordable compared to the national average.
How much does healthcare cost in Miami County?
The ACA marketplace benchmark premium in Miami County, OH is approximately $480 per month for an individual. Approximately 5.0% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.
What are house prices in Miami County?
The average home value in Miami County, OH is $209,200, with average annual property taxes of $2,106, according to U.S. Census Bureau data.
How does Miami County compare to other areas?
You can compare Miami County, OH with any other US county using our comparison tool at /compare. Miami County is in the Dayton-Kettering-Beavercreek, OH metro area.
Other counties in Ohio
Browse the full list of counties in Ohio, ranked by cost of living.
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About this data
All figures on this page come from official U.S. government sources, listed below.
- HUD FMR FY2025
- ACS 2019-2023 5-Year
- EIA
- ACS + national avg
- ACS
- USDA + BEA RPP