Cost of living in Miami County, IN
Population 35,772 · Last updated May 21, 2026
Cost breakdown
Single person, by category, per month.
Rent in Miami County
Fair Market Rents by bedroom count.
Source: HUD FMR FY2025
Income and earnings in Miami County
Annual earnings figures from the Census ACS.
Source: ACS 2019-2023 5-Year.
Home values in Miami County
Average values reported by homeowners.
Source: ACS 2019-2023 5-Year
Energy costs in Miami County
Estimated monthly electricity and gas costs.
Source: EIA
Healthcare in Miami County
Insurance premiums and coverage rates.
Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.
Taxes in Miami County
State and local tax rates for Indiana.
Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.
Transportation in Miami County
Commute patterns and estimated costs.
Source: ACS
Monthly cost estimates for Miami County
What it costs to live in Miami County each month.
- Rent $740
- Energy $199
- Water $50
- Groceries $318
- Transport $320
- Healthcare $480
- Federal tax $419
- State tax $91
- Rent $928
- Energy $239
- Water $60
- Groceries $527
- Transport $420
- Healthcare $864
- Federal tax $670
- State tax $155
- Rent $1,139
- Energy $298
- Water $70
- Groceries $800
- Transport $520
- Healthcare $1,350
- Childcare $1,200
- Federal tax $670
- State tax $155
Frequently asked questions about Miami County
Common questions about cost of living, rent and salary.
What is the average rent in Miami County?
In Miami County, IN, a one-bedroom apartment averages $740 per month, a two-bedroom averages $928 per month, a three-bedroom averages $1,139 per month, according to HUD Fair Market Rent data.
What is the average salary in Miami County?
In Miami County, IN, the average household income is $61,130 per year and individual earnings for full-time workers average $35,669 per year, according to U.S. Census Bureau data.
What is the cost of living in Miami County?
The estimated cost of living in Miami County, IN is approximately $2,617 per month for a single person, $3,863 for a couple, $6,202 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.
What is the sales tax rate in Miami County?
The combined sales tax rate in Miami County, IN is 7.00%, which includes the Indiana state rate of 7.00% plus an average local rate of 0.00%.
Is Miami County an affordable place to live?
Based on the data, a single person in Miami County, IN would need approximately $2,617 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $61,130 per year ($5,094 per month). Miami County has a moderate cost of living relative to local earnings.
How much does healthcare cost in Miami County?
The ACA marketplace benchmark premium in Miami County, IN is approximately $480 per month for an individual. Approximately 7.5% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.
What are house prices in Miami County?
The average home value in Miami County, IN is $118,000, with average annual property taxes of $682, according to U.S. Census Bureau data.
How does Miami County compare to other areas?
You can compare Miami County, IN with any other US county using our comparison tool at /compare. Miami County is in the Peru, IN metro area.
Other counties in Indiana
Browse the full list of counties in Indiana, ranked by cost of living.
See all counties in IndianaCompare Miami County with another area
Put two counties side by side to see how rent, taxes and everyday costs stack up.
About this data
All figures on this page come from official U.S. government sources, listed below.
- HUD FMR FY2025
- ACS 2019-2023 5-Year
- EIA
- ACS + national avg
- ACS
- USDA + BEA RPP