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Glasgow, KY

Cost of living in Metcalfe County, KY

Estimated monthly cost
$2,551/mo
for a single person, all categories combined

Population 10,372 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $687 27%
Healthcare $480 19%
Federal tax $390 15%
Transport $320 13%
Groceries $312 12%
Energy $194 8%
State tax $113 4%
Water $55 2%

Rent in Metcalfe County

Fair Market Rents by bedroom count.

Studio
$624
per month
1 bedroom
$687
per month
2 bedroom
$867
per month
3 bedroom
$1,085
per month
4 bedroom
$1,149
per month

Source: HUD FMR FY2025

Income and earnings in Metcalfe County

Annual earnings figures from the Census ACS.

Household income
$48,572
per year
Individual earnings
$33,937
per year
Per capita
$24,031
per year

Source: ACS 2019-2023 5-Year.

Home values in Metcalfe County

Average values reported by homeowners.

Average home value
$103,100
Annual property tax
$743

Source: ACS 2019-2023 5-Year

Energy costs in Metcalfe County

Estimated monthly electricity and gas costs.

Electricity
$140
per month · 13.3¢/kWh
Natural gas
$54
per month
Annual total
$2,328
per year

Source: EIA

Healthcare in Metcalfe County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
7.7%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Metcalfe County

State and local tax rates for Kentucky.

State income tax
4.0%
Flat rate
State sales tax
6.0%
Combined sales tax
6.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Metcalfe County

Commute patterns and estimated costs.

Average commute
23.1 min
Drive alone
81.0%
Public transit
0.0%
Work from home
6.7%

Source: ACS

Monthly cost estimates for Metcalfe County

What it costs to live in Metcalfe County each month.

Single person
$2,551
per month
  • Rent $687
  • Energy $194
  • Water $55
  • Groceries $312
  • Transport $320
  • Healthcare $480
  • Federal tax $390
  • State tax $113
Couple
$3,599
per month
  • Rent $867
  • Energy $233
  • Water $65
  • Groceries $517
  • Transport $420
  • Healthcare $864
  • Federal tax $471
  • State tax $162
Family
$5,938
per month
  • Rent $1,085
  • Energy $291
  • Water $75
  • Groceries $784
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $471
  • State tax $162

Frequently asked questions about Metcalfe County

Common questions about cost of living, rent and salary.

What is the average rent in Metcalfe County?

In Metcalfe County, KY, a one-bedroom apartment averages $687 per month, a two-bedroom averages $867 per month, a three-bedroom averages $1,085 per month, according to HUD Fair Market Rent data.

What is the average salary in Metcalfe County?

In Metcalfe County, KY, the average household income is $48,572 per year and individual earnings for full-time workers average $33,937 per year, according to U.S. Census Bureau data.

What is the cost of living in Metcalfe County?

The estimated cost of living in Metcalfe County, KY is approximately $2,551 per month for a single person, $3,599 for a couple, $5,938 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Metcalfe County?

The combined sales tax rate in Metcalfe County, KY is 6.00%, which includes the Kentucky state rate of 6.00% plus an average local rate of 0.00%.

Is Metcalfe County an affordable place to live?

Based on the data, a single person in Metcalfe County, KY would need approximately $2,551 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $48,572 per year ($4,048 per month). Metcalfe County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Metcalfe County?

The ACA marketplace benchmark premium in Metcalfe County, KY is approximately $480 per month for an individual. Approximately 7.7% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Metcalfe County?

The average home value in Metcalfe County, KY is $103,100, with average annual property taxes of $743, according to U.S. Census Bureau data.

How does Metcalfe County compare to other areas?

You can compare Metcalfe County, KY with any other US county using our comparison tool at /compare. Metcalfe County is in the Glasgow, KY metro area.

Other counties in Kentucky

Browse the full list of counties in Kentucky, ranked by cost of living.

See all counties in Kentucky

Compare Metcalfe County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources