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Hermitage, PA

Cost of living in Mercer County, PA

Estimated monthly cost
$2,669/mo
for a single person, all categories combined

Population 109,852 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $721 27%
Healthcare $480 18%
Federal tax $451 17%
Groceries $341 13%
Transport $320 12%
Energy $205 8%
State tax $96 4%
Water $55 2%

Rent in Mercer County

Fair Market Rents by bedroom count.

Studio
$716
per month
1 bedroom
$721
per month
2 bedroom
$908
per month
3 bedroom
$1,257
per month
4 bedroom
$1,374
per month

Source: HUD FMR FY2025

Income and earnings in Mercer County

Annual earnings figures from the Census ACS.

Household income
$60,614
per year
Individual earnings
$37,618
per year
Per capita
$33,320
per year

Source: ACS 2019-2023 5-Year.

Home values in Mercer County

Average values reported by homeowners.

Average home value
$153,600
Annual property tax
$1,943

Source: ACS 2019-2023 5-Year

Energy costs in Mercer County

Estimated monthly electricity and gas costs.

Electricity
$143
per month · 17.9¢/kWh
Natural gas
$62
per month
Annual total
$2,460
per year

Source: EIA

Healthcare in Mercer County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
6.0%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Mercer County

State and local tax rates for Pennsylvania.

State income tax
3.1%
Flat rate
State sales tax
6.0%
Combined sales tax
6.3%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Mercer County

Commute patterns and estimated costs.

Average commute
22.0 min
Drive alone
80.8%
Public transit
0.2%
Work from home
7.8%

Source: ACS

Monthly cost estimates for Mercer County

What it costs to live in Mercer County each month.

Single person
$2,669
per month
  • Rent $721
  • Energy $205
  • Water $55
  • Groceries $341
  • Transport $320
  • Healthcare $480
  • Federal tax $451
  • State tax $96
Couple
$3,885
per month
  • Rent $908
  • Energy $246
  • Water $65
  • Groceries $565
  • Transport $420
  • Healthcare $864
  • Federal tax $662
  • State tax $155
Family
$6,384
per month
  • Rent $1,257
  • Energy $308
  • Water $75
  • Groceries $857
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $662
  • State tax $155

Frequently asked questions about Mercer County

Common questions about cost of living, rent and salary.

What is the average rent in Mercer County?

In Mercer County, PA, a one-bedroom apartment averages $721 per month, a two-bedroom averages $908 per month, a three-bedroom averages $1,257 per month, according to HUD Fair Market Rent data.

What is the average salary in Mercer County?

In Mercer County, PA, the average household income is $60,614 per year and individual earnings for full-time workers average $37,618 per year, according to U.S. Census Bureau data.

What is the cost of living in Mercer County?

The estimated cost of living in Mercer County, PA is approximately $2,669 per month for a single person, $3,885 for a couple, $6,384 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Mercer County?

The combined sales tax rate in Mercer County, PA is 6.34%, which includes the Pennsylvania state rate of 6.00% plus an average local rate of 0.34%.

Is Mercer County an affordable place to live?

Based on the data, a single person in Mercer County, PA would need approximately $2,669 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $60,614 per year ($5,051 per month). Mercer County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Mercer County?

The ACA marketplace benchmark premium in Mercer County, PA is approximately $480 per month for an individual. Approximately 6.0% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Mercer County?

The average home value in Mercer County, PA is $153,600, with average annual property taxes of $1,943, according to U.S. Census Bureau data.

How does Mercer County compare to other areas?

You can compare Mercer County, PA with any other US county using our comparison tool at /compare. Mercer County is in the Hermitage, PA metro area.

Other counties in Pennsylvania

Browse the full list of counties in Pennsylvania, ranked by cost of living.

See all counties in Pennsylvania

Compare Mercer County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources