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Missouri

Cost of living in Mercer County, MO

Estimated monthly cost
$2,540/mo
for a single person, all categories combined

Population 3,501 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $628 25%
Healthcare $480 19%
Federal tax $425 17%
Transport $320 13%
Groceries $313 12%
Energy $194 8%
State tax $130 5%
Water $50 2%

Rent in Mercer County

Fair Market Rents by bedroom count.

Studio
$615
per month
1 bedroom
$628
per month
2 bedroom
$824
per month
3 bedroom
$1,155
per month
4 bedroom
$1,242
per month

Source: HUD FMR FY2025

Income and earnings in Mercer County

Annual earnings figures from the Census ACS.

Household income
$60,357
per year
Individual earnings
$36,071
per year
Per capita
$26,940
per year

Source: ACS 2019-2023 5-Year.

Home values in Mercer County

Average values reported by homeowners.

Average home value
$95,300
Annual property tax
$905

Source: ACS 2019-2023 5-Year

Energy costs in Mercer County

Estimated monthly electricity and gas costs.

Electricity
$142
per month · 14.2¢/kWh
Natural gas
$52
per month
Annual total
$2,328
per year

Source: EIA

Healthcare in Mercer County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
10.1%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Mercer County

State and local tax rates for Missouri.

State income tax
4.8%
Top marginal rate
State sales tax
4.2%
Combined sales tax
8.3%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Mercer County

Commute patterns and estimated costs.

Average commute
24.3 min
Drive alone
72.4%
Public transit
0.0%
Work from home
13.7%

Source: ACS

Monthly cost estimates for Mercer County

What it costs to live in Mercer County each month.

Single person
$2,540
per month
  • Rent $628
  • Energy $194
  • Water $50
  • Groceries $313
  • Transport $320
  • Healthcare $480
  • Federal tax $425
  • State tax $130
Couple
$3,805
per month
  • Rent $824
  • Energy $233
  • Water $60
  • Groceries $519
  • Transport $420
  • Healthcare $864
  • Federal tax $658
  • State tax $227
Family
$6,258
per month
  • Rent $1,155
  • Energy $291
  • Water $70
  • Groceries $787
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $658
  • State tax $227

Frequently asked questions about Mercer County

Common questions about cost of living, rent and salary.

What is the average rent in Mercer County?

In Mercer County, MO, a one-bedroom apartment averages $628 per month, a two-bedroom averages $824 per month, a three-bedroom averages $1,155 per month, according to HUD Fair Market Rent data.

What is the average salary in Mercer County?

In Mercer County, MO, the average household income is $60,357 per year and individual earnings for full-time workers average $36,071 per year, according to U.S. Census Bureau data.

What is the cost of living in Mercer County?

The estimated cost of living in Mercer County, MO is approximately $2,540 per month for a single person, $3,805 for a couple, $6,258 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Mercer County?

The combined sales tax rate in Mercer County, MO is 8.29%, which includes the Missouri state rate of 4.22% plus an average local rate of 4.06%.

Is Mercer County an affordable place to live?

Based on the data, a single person in Mercer County, MO would need approximately $2,540 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $60,357 per year ($5,030 per month). Mercer County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Mercer County?

The ACA marketplace benchmark premium in Mercer County, MO is approximately $480 per month for an individual. Approximately 10.1% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Mercer County?

The average home value in Mercer County, MO is $95,300, with average annual property taxes of $905, according to U.S. Census Bureau data.

How does Mercer County compare to other areas?

You can compare Mercer County, MO with any other US county using our comparison tool at /compare. Mercer County is in Missouri.

Other counties in Missouri

Browse the full list of counties in Missouri, ranked by cost of living.

See all counties in Missouri

Compare Mercer County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources