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South Dakota

Cost of living in McPherson County, SD

Estimated monthly cost
$2,482/mo
for a single person, all categories combined

Population 2,278 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $665 27%
Healthcare $480 19%
Federal tax $443 18%
Groceries $324 13%
Transport $320 13%
Energy $200 8%
Water $50 2%
State tax $0 0%

Rent in McPherson County

Fair Market Rents by bedroom count.

Studio
$598
per month
1 bedroom
$665
per month
2 bedroom
$872
per month
3 bedroom
$1,148
per month
4 bedroom
$1,360
per month

Source: HUD FMR FY2025

Income and earnings in McPherson County

Annual earnings figures from the Census ACS.

Household income
$62,024
per year
Individual earnings
$37,131
per year
Per capita
$40,645
per year

Source: ACS 2019-2023 5-Year.

Home values in McPherson County

Average values reported by homeowners.

Average home value
$78,400
Annual property tax
$1,218

Source: ACS 2019-2023 5-Year

Energy costs in McPherson County

Estimated monthly electricity and gas costs.

Electricity
$142
per month · 14.2¢/kWh
Natural gas
$58
per month
Annual total
$2,400
per year

Source: EIA

Healthcare in McPherson County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
5.3%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in McPherson County

State and local tax rates for South Dakota.

No state income tax
South Dakota does not levy a personal income tax.
State sales tax
4.2%
Combined sales tax
6.1%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in McPherson County

Commute patterns and estimated costs.

Average commute
19.8 min
Drive alone
73.1%
Public transit
0.0%
Work from home
8.5%

Source: ACS

Monthly cost estimates for McPherson County

What it costs to live in McPherson County each month.

Single person
$2,482
per month
  • Rent $665
  • Energy $200
  • Water $50
  • Groceries $324
  • Transport $320
  • Healthcare $480
  • Federal tax $443
  • State tax $0
Couple
$3,678
per month
  • Rent $872
  • Energy $240
  • Water $60
  • Groceries $537
  • Transport $420
  • Healthcare $864
  • Federal tax $685
  • State tax $0
Family
$6,088
per month
  • Rent $1,148
  • Energy $300
  • Water $70
  • Groceries $815
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $685
  • State tax $0

Frequently asked questions about McPherson County

Common questions about cost of living, rent and salary.

What is the average rent in McPherson County?

In McPherson County, SD, a one-bedroom apartment averages $665 per month, a two-bedroom averages $872 per month, a three-bedroom averages $1,148 per month, according to HUD Fair Market Rent data.

What is the average salary in McPherson County?

In McPherson County, SD, the average household income is $62,024 per year and individual earnings for full-time workers average $37,131 per year, according to U.S. Census Bureau data.

What is the cost of living in McPherson County?

The estimated cost of living in McPherson County, SD is approximately $2,482 per month for a single person, $3,678 for a couple, $6,088 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in McPherson County?

The combined sales tax rate in McPherson County, SD is 6.10%, which includes the South Dakota state rate of 4.20% plus an average local rate of 1.90%.

Is McPherson County an affordable place to live?

Based on the data, a single person in McPherson County, SD would need approximately $2,482 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $62,024 per year ($5,169 per month). McPherson County is relatively affordable compared to the national average.

How much does healthcare cost in McPherson County?

The ACA marketplace benchmark premium in McPherson County, SD is approximately $480 per month for an individual. Approximately 5.3% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in McPherson County?

The average home value in McPherson County, SD is $78,400, with average annual property taxes of $1,218, according to U.S. Census Bureau data.

How does McPherson County compare to other areas?

You can compare McPherson County, SD with any other US county using our comparison tool at /compare. McPherson County is in South Dakota.

Other counties in South Dakota

Browse the full list of counties in South Dakota, ranked by cost of living.

See all counties in South Dakota

Compare McPherson County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources