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Nebraska

Cost of living in McPherson County, NE

Estimated monthly cost
$2,283/mo
for a single person, all categories combined

Population 463 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $691 30%
Healthcare $480 21%
Groceries $320 14%
Transport $250 11%
Federal tax $236 10%
Energy $185 8%
State tax $71 3%
Water $50 2%

Rent in McPherson County

Fair Market Rents by bedroom count.

Studio
$622
per month
1 bedroom
$691
per month
2 bedroom
$907
per month
3 bedroom
$1,129
per month
4 bedroom
$1,204
per month

Source: HUD FMR FY2025

Income and earnings in McPherson County

Annual earnings figures from the Census ACS.

Household income
$61,316
per year
Individual earnings
$24,338
per year
Per capita
$34,279
per year

Source: ACS 2019-2023 5-Year.

Home values in McPherson County

Average values reported by homeowners.

Average home value
$124,200
Annual property tax
$1,320

Source: ACS 2019-2023 5-Year

Energy costs in McPherson County

Estimated monthly electricity and gas costs.

Electricity
$124
per month · 13.1¢/kWh
Natural gas
$61
per month
Annual total
$2,220
per year

Source: EIA

Healthcare in McPherson County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
3.7%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in McPherson County

State and local tax rates for Nebraska.

State income tax
5.8%
Top marginal rate
State sales tax
5.5%
Combined sales tax
7.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in McPherson County

Commute patterns and estimated costs.

Average commute
19.1 min
Drive alone
63.7%
Public transit
0.0%
Work from home
19.5%

Source: ACS

Monthly cost estimates for McPherson County

What it costs to live in McPherson County each month.

Single person
$2,283
per month
  • Rent $691
  • Energy $185
  • Water $50
  • Groceries $320
  • Transport $250
  • Healthcare $480
  • Federal tax $236
  • State tax $71
Couple
$3,849
per month
  • Rent $907
  • Energy $222
  • Water $60
  • Groceries $530
  • Transport $350
  • Healthcare $864
  • Federal tax $673
  • State tax $243
Family
$6,198
per month
  • Rent $1,129
  • Energy $278
  • Water $70
  • Groceries $805
  • Transport $450
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $673
  • State tax $243

Frequently asked questions about McPherson County

Common questions about cost of living, rent and salary.

What is the average rent in McPherson County?

In McPherson County, NE, a one-bedroom apartment averages $691 per month, a two-bedroom averages $907 per month, a three-bedroom averages $1,129 per month, according to HUD Fair Market Rent data.

What is the average salary in McPherson County?

In McPherson County, NE, the average household income is $61,316 per year and individual earnings for full-time workers average $24,338 per year, according to U.S. Census Bureau data.

What is the cost of living in McPherson County?

The estimated cost of living in McPherson County, NE is approximately $2,283 per month for a single person, $3,849 for a couple, $6,198 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in McPherson County?

The combined sales tax rate in McPherson County, NE is 7.00%, which includes the Nebraska state rate of 5.50% plus an average local rate of 1.50%.

Is McPherson County an affordable place to live?

Based on the data, a single person in McPherson County, NE would need approximately $2,283 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $61,316 per year ($5,110 per month). McPherson County is relatively affordable compared to the national average.

How much does healthcare cost in McPherson County?

The ACA marketplace benchmark premium in McPherson County, NE is approximately $480 per month for an individual. Approximately 3.7% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in McPherson County?

The average home value in McPherson County, NE is $124,200, with average annual property taxes of $1,320, according to U.S. Census Bureau data.

How does McPherson County compare to other areas?

You can compare McPherson County, NE with any other US county using our comparison tool at /compare. McPherson County is in Nebraska.

Other counties in Nebraska

Browse the full list of counties in Nebraska, ranked by cost of living.

See all counties in Nebraska

Compare McPherson County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources