Skip to main content
LiveWhere us
Tennessee

Cost of living in McNairy County, TN

Estimated monthly cost
$2,534/mo
for a single person, all categories combined

Population 25,933 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $685 27%
Federal tax $486 19%
Healthcare $480 19%
Transport $320 13%
Groceries $317 13%
Energy $191 8%
Water $55 2%
State tax $0 0%

Rent in McNairy County

Fair Market Rents by bedroom count.

Studio
$681
per month
1 bedroom
$685
per month
2 bedroom
$899
per month
3 bedroom
$1,260
per month
4 bedroom
$1,477
per month

Source: HUD FMR FY2025

Income and earnings in McNairy County

Annual earnings figures from the Census ACS.

Household income
$50,714
per year
Individual earnings
$39,758
per year
Per capita
$26,747
per year

Source: ACS 2019-2023 5-Year.

Home values in McNairy County

Average values reported by homeowners.

Average home value
$151,100
Annual property tax
$589

Source: ACS 2019-2023 5-Year

Energy costs in McNairy County

Estimated monthly electricity and gas costs.

Electricity
$147
per month · 13.4¢/kWh
Natural gas
$44
per month
Annual total
$2,292
per year

Source: EIA

Healthcare in McNairy County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
9.7%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in McNairy County

State and local tax rates for Tennessee.

No state income tax
Tennessee does not levy a personal income tax.
State sales tax
7.0%
Combined sales tax
9.6%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in McNairy County

Commute patterns and estimated costs.

Average commute
27.2 min
Drive alone
82.3%
Public transit
0.2%
Work from home
7.6%

Source: ACS

Monthly cost estimates for McNairy County

What it costs to live in McNairy County each month.

Single person
$2,534
per month
  • Rent $685
  • Energy $191
  • Water $55
  • Groceries $317
  • Transport $320
  • Healthcare $480
  • Federal tax $486
  • State tax $0
Couple
$3,505
per month
  • Rent $899
  • Energy $229
  • Water $65
  • Groceries $525
  • Transport $420
  • Healthcare $864
  • Federal tax $503
  • State tax $0
Family
$5,991
per month
  • Rent $1,260
  • Energy $286
  • Water $75
  • Groceries $797
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $503
  • State tax $0

Frequently asked questions about McNairy County

Common questions about cost of living, rent and salary.

What is the average rent in McNairy County?

In McNairy County, TN, a one-bedroom apartment averages $685 per month, a two-bedroom averages $899 per month, a three-bedroom averages $1,260 per month, according to HUD Fair Market Rent data.

What is the average salary in McNairy County?

In McNairy County, TN, the average household income is $50,714 per year and individual earnings for full-time workers average $39,758 per year, according to U.S. Census Bureau data.

What is the cost of living in McNairy County?

The estimated cost of living in McNairy County, TN is approximately $2,534 per month for a single person, $3,505 for a couple, $5,991 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in McNairy County?

The combined sales tax rate in McNairy County, TN is 9.55%, which includes the Tennessee state rate of 7.00% plus an average local rate of 2.55%.

Is McNairy County an affordable place to live?

Based on the data, a single person in McNairy County, TN would need approximately $2,534 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $50,714 per year ($4,226 per month). McNairy County has a moderate cost of living relative to local earnings.

How much does healthcare cost in McNairy County?

The ACA marketplace benchmark premium in McNairy County, TN is approximately $480 per month for an individual. Approximately 9.7% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in McNairy County?

The average home value in McNairy County, TN is $151,100, with average annual property taxes of $589, according to U.S. Census Bureau data.

How does McNairy County compare to other areas?

You can compare McNairy County, TN with any other US county using our comparison tool at /compare. McNairy County is in Tennessee.

Other counties in Tennessee

Browse the full list of counties in Tennessee, ranked by cost of living.

See all counties in Tennessee

Compare McNairy County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources