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Bradford, PA

Cost of living in McKean County, PA

Estimated monthly cost
$2,683/mo
for a single person, all categories combined

Population 40,149 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $739 28%
Healthcare $480 18%
Federal tax $447 17%
Groceries $341 13%
Transport $320 12%
Energy $205 8%
State tax $96 4%
Water $55 2%

Rent in McKean County

Fair Market Rents by bedroom count.

Studio
$664
per month
1 bedroom
$739
per month
2 bedroom
$908
per month
3 bedroom
$1,144
per month
4 bedroom
$1,320
per month

Source: HUD FMR FY2025

Income and earnings in McKean County

Annual earnings figures from the Census ACS.

Household income
$61,705
per year
Individual earnings
$37,408
per year
Per capita
$32,353
per year

Source: ACS 2019-2023 5-Year.

Home values in McKean County

Average values reported by homeowners.

Average home value
$98,700
Annual property tax
$1,615

Source: ACS 2019-2023 5-Year

Energy costs in McKean County

Estimated monthly electricity and gas costs.

Electricity
$143
per month · 17.9¢/kWh
Natural gas
$62
per month
Annual total
$2,460
per year

Source: EIA

Healthcare in McKean County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
4.2%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in McKean County

State and local tax rates for Pennsylvania.

State income tax
3.1%
Flat rate
State sales tax
6.0%
Combined sales tax
6.3%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in McKean County

Commute patterns and estimated costs.

Average commute
20.6 min
Drive alone
79.0%
Public transit
1.3%
Work from home
4.7%

Source: ACS

Monthly cost estimates for McKean County

What it costs to live in McKean County each month.

Single person
$2,683
per month
  • Rent $739
  • Energy $205
  • Water $55
  • Groceries $341
  • Transport $320
  • Healthcare $480
  • Federal tax $447
  • State tax $96
Couple
$3,906
per month
  • Rent $908
  • Energy $246
  • Water $65
  • Groceries $565
  • Transport $420
  • Healthcare $864
  • Federal tax $680
  • State tax $158
Family
$6,292
per month
  • Rent $1,144
  • Energy $308
  • Water $75
  • Groceries $857
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $680
  • State tax $158

Frequently asked questions about McKean County

Common questions about cost of living, rent and salary.

What is the average rent in McKean County?

In McKean County, PA, a one-bedroom apartment averages $739 per month, a two-bedroom averages $908 per month, a three-bedroom averages $1,144 per month, according to HUD Fair Market Rent data.

What is the average salary in McKean County?

In McKean County, PA, the average household income is $61,705 per year and individual earnings for full-time workers average $37,408 per year, according to U.S. Census Bureau data.

What is the cost of living in McKean County?

The estimated cost of living in McKean County, PA is approximately $2,683 per month for a single person, $3,906 for a couple, $6,292 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in McKean County?

The combined sales tax rate in McKean County, PA is 6.34%, which includes the Pennsylvania state rate of 6.00% plus an average local rate of 0.34%.

Is McKean County an affordable place to live?

Based on the data, a single person in McKean County, PA would need approximately $2,683 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $61,705 per year ($5,142 per month). McKean County has a moderate cost of living relative to local earnings.

How much does healthcare cost in McKean County?

The ACA marketplace benchmark premium in McKean County, PA is approximately $480 per month for an individual. Approximately 4.2% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in McKean County?

The average home value in McKean County, PA is $98,700, with average annual property taxes of $1,615, according to U.S. Census Bureau data.

How does McKean County compare to other areas?

You can compare McKean County, PA with any other US county using our comparison tool at /compare. McKean County is in the Bradford, PA metro area.

Other counties in Pennsylvania

Browse the full list of counties in Pennsylvania, ranked by cost of living.

See all counties in Pennsylvania

Compare McKean County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP