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Macomb, IL

Cost of living in McDonough County, IL

Estimated monthly cost
$2,473/mo
for a single person, all categories combined

Population 27,102 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $706 29%
Healthcare $480 19%
Groceries $345 14%
Transport $320 13%
Federal tax $282 11%
Energy $177 7%
State tax $113 5%
Water $50 2%

Rent in McDonough County

Fair Market Rents by bedroom count.

Studio
$627
per month
1 bedroom
$706
per month
2 bedroom
$915
per month
3 bedroom
$1,166
per month
4 bedroom
$1,382
per month

Source: HUD FMR FY2025

Income and earnings in McDonough County

Annual earnings figures from the Census ACS.

Household income
$50,434
per year
Individual earnings
$27,338
per year
Per capita
$30,785
per year

Source: ACS 2019-2023 5-Year.

Home values in McDonough County

Average values reported by homeowners.

Average home value
$103,500
Annual property tax
$2,238

Source: ACS 2019-2023 5-Year

Energy costs in McDonough County

Estimated monthly electricity and gas costs.

Electricity
$116
per month · 16.5¢/kWh
Natural gas
$61
per month
Annual total
$2,124
per year

Source: EIA

Healthcare in McDonough County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
6.5%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in McDonough County

State and local tax rates for Illinois.

State income tax
5.0%
Flat rate
State sales tax
6.3%
Combined sales tax
8.8%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in McDonough County

Commute patterns and estimated costs.

Average commute
19.2 min
Drive alone
76.5%
Public transit
0.5%
Work from home
6.5%

Source: ACS

Monthly cost estimates for McDonough County

What it costs to live in McDonough County each month.

Single person
$2,473
per month
  • Rent $706
  • Energy $177
  • Water $50
  • Groceries $345
  • Transport $320
  • Healthcare $480
  • Federal tax $282
  • State tax $113
Couple
$3,749
per month
  • Rent $915
  • Energy $212
  • Water $60
  • Groceries $572
  • Transport $420
  • Healthcare $864
  • Federal tax $498
  • State tax $208
Family
$6,145
per month
  • Rent $1,166
  • Energy $266
  • Water $70
  • Groceries $867
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $498
  • State tax $208

Frequently asked questions about McDonough County

Common questions about cost of living, rent and salary.

What is the average rent in McDonough County?

In McDonough County, IL, a one-bedroom apartment averages $706 per month, a two-bedroom averages $915 per month, a three-bedroom averages $1,166 per month, according to HUD Fair Market Rent data.

What is the average salary in McDonough County?

In McDonough County, IL, the average household income is $50,434 per year and individual earnings for full-time workers average $27,338 per year, according to U.S. Census Bureau data.

What is the cost of living in McDonough County?

The estimated cost of living in McDonough County, IL is approximately $2,473 per month for a single person, $3,749 for a couple, $6,145 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in McDonough County?

The combined sales tax rate in McDonough County, IL is 8.82%, which includes the Illinois state rate of 6.25% plus an average local rate of 2.57%.

Is McDonough County an affordable place to live?

Based on the data, a single person in McDonough County, IL would need approximately $2,473 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $50,434 per year ($4,203 per month). McDonough County has a moderate cost of living relative to local earnings.

How much does healthcare cost in McDonough County?

The ACA marketplace benchmark premium in McDonough County, IL is approximately $480 per month for an individual. Approximately 6.5% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in McDonough County?

The average home value in McDonough County, IL is $103,500, with average annual property taxes of $2,238, according to U.S. Census Bureau data.

How does McDonough County compare to other areas?

You can compare McDonough County, IL with any other US county using our comparison tool at /compare. McDonough County is in the Macomb, IL metro area.

Other counties in Illinois

Browse the full list of counties in Illinois, ranked by cost of living.

See all counties in Illinois

Compare McDonough County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources