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Sioux Falls, SD-MN

Cost of living in McCook County, SD

Part of the Sioux Falls Metro Area

Estimated monthly cost
$2,860/mo
for a single person, all categories combined

Population 5,732 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $882 31%
Federal tax $604 21%
Healthcare $480 17%
Groceries $324 11%
Transport $320 11%
Energy $200 7%
Water $50 2%
State tax $0 0%

Rent in McCook County

Fair Market Rents by bedroom count.

Studio
$748
per month
1 bedroom
$882
per month
2 bedroom
$1,030
per month
3 bedroom
$1,412
per month
4 bedroom
$1,730
per month

Source: HUD FMR FY2025

Income and earnings in McCook County

Annual earnings figures from the Census ACS.

Household income
$80,847
per year
Individual earnings
$46,977
per year
Per capita
$37,131
per year

Source: ACS 2019-2023 5-Year.

Home values in McCook County

Average values reported by homeowners.

Average home value
$217,300
Annual property tax
$2,133

Source: ACS 2019-2023 5-Year

Energy costs in McCook County

Estimated monthly electricity and gas costs.

Electricity
$142
per month · 14.2¢/kWh
Natural gas
$58
per month
Annual total
$2,400
per year

Source: EIA

Healthcare in McCook County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
8.9%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in McCook County

State and local tax rates for South Dakota.

No state income tax
South Dakota does not levy a personal income tax.
State sales tax
4.2%
Combined sales tax
6.1%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in McCook County

Commute patterns and estimated costs.

Average commute
26.4 min
Drive alone
76.0%
Public transit
0.0%
Work from home
10.7%

Source: ACS

Monthly cost estimates for McCook County

What it costs to live in McCook County each month.

Single person
$2,860
per month
  • Rent $882
  • Energy $200
  • Water $50
  • Groceries $324
  • Transport $320
  • Healthcare $480
  • Federal tax $604
  • State tax $0
Couple
$4,144
per month
  • Rent $1,030
  • Energy $240
  • Water $60
  • Groceries $537
  • Transport $420
  • Healthcare $864
  • Federal tax $993
  • State tax $0
Family
$6,660
per month
  • Rent $1,412
  • Energy $300
  • Water $70
  • Groceries $815
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $993
  • State tax $0

Frequently asked questions about McCook County

Common questions about cost of living, rent and salary.

What is the average rent in McCook County?

In McCook County, SD, a one-bedroom apartment averages $882 per month, a two-bedroom averages $1,030 per month, a three-bedroom averages $1,412 per month, according to HUD Fair Market Rent data.

What is the average salary in McCook County?

In McCook County, SD, the average household income is $80,847 per year and individual earnings for full-time workers average $46,977 per year, according to U.S. Census Bureau data.

What is the cost of living in McCook County?

The estimated cost of living in McCook County, SD is approximately $2,860 per month for a single person, $4,144 for a couple, $6,660 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in McCook County?

The combined sales tax rate in McCook County, SD is 6.10%, which includes the South Dakota state rate of 4.20% plus an average local rate of 1.90%.

Is McCook County an affordable place to live?

Based on the data, a single person in McCook County, SD would need approximately $2,860 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $80,847 per year ($6,737 per month). McCook County is relatively affordable compared to the national average.

How much does healthcare cost in McCook County?

The ACA marketplace benchmark premium in McCook County, SD is approximately $480 per month for an individual. Approximately 8.9% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in McCook County?

The average home value in McCook County, SD is $217,300, with average annual property taxes of $2,133, according to U.S. Census Bureau data.

How does McCook County compare to other areas?

You can compare McCook County, SD with any other US county using our comparison tool at /compare. McCook County is in the Sioux Falls, SD-MN metro area.

Other counties in South Dakota

Browse the full list of counties in South Dakota, ranked by cost of living.

See all counties in South Dakota

Compare McCook County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources