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Oklahoma City, OK

Cost of living in McClain County, OK

Part of the Oklahoma City Metro Area

Estimated monthly cost
$3,101/mo
for a single person, all categories combined

Population 43,779 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $961 31%
Federal tax $605 20%
Healthcare $480 15%
Transport $320 10%
Groceries $310 10%
State tax $186 6%
Energy $184 6%
Water $55 2%

Rent in McClain County

Fair Market Rents by bedroom count.

Studio
$886
per month
1 bedroom
$961
per month
2 bedroom
$1,180
per month
3 bedroom
$1,575
per month
4 bedroom
$1,719
per month

Source: HUD FMR FY2025

Income and earnings in McClain County

Annual earnings figures from the Census ACS.

Household income
$84,778
per year
Individual earnings
$47,036
per year
Per capita
$39,352
per year

Source: ACS 2019-2023 5-Year.

Home values in McClain County

Average values reported by homeowners.

Average home value
$233,900
Annual property tax
$1,868

Source: ACS 2019-2023 5-Year

Energy costs in McClain County

Estimated monthly electricity and gas costs.

Electricity
$136
per month · 13¢/kWh
Natural gas
$48
per month
Annual total
$2,208
per year

Source: EIA

Healthcare in McClain County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
9.8%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in McClain County

State and local tax rates for Oklahoma.

State income tax
4.8%
Flat rate
State sales tax
4.5%
Combined sales tax
9.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in McClain County

Commute patterns and estimated costs.

Average commute
28.8 min
Drive alone
82.2%
Public transit
0.1%
Work from home
9.3%

Source: ACS

Monthly cost estimates for McClain County

What it costs to live in McClain County each month.

Single person
$3,101
per month
  • Rent $961
  • Energy $184
  • Water $55
  • Groceries $310
  • Transport $320
  • Healthcare $480
  • Federal tax $605
  • State tax $186
Couple
$4,658
per month
  • Rent $1,180
  • Energy $221
  • Water $65
  • Groceries $514
  • Transport $420
  • Healthcare $864
  • Federal tax $1,058
  • State tax $336
Family
$7,169
per month
  • Rent $1,575
  • Energy $276
  • Water $75
  • Groceries $779
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $1,058
  • State tax $336

Frequently asked questions about McClain County

Common questions about cost of living, rent and salary.

What is the average rent in McClain County?

In McClain County, OK, a one-bedroom apartment averages $961 per month, a two-bedroom averages $1,180 per month, a three-bedroom averages $1,575 per month, according to HUD Fair Market Rent data.

What is the average salary in McClain County?

In McClain County, OK, the average household income is $84,778 per year and individual earnings for full-time workers average $47,036 per year, according to U.S. Census Bureau data.

What is the cost of living in McClain County?

The estimated cost of living in McClain County, OK is approximately $3,101 per month for a single person, $4,658 for a couple, $7,169 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in McClain County?

The combined sales tax rate in McClain County, OK is 8.97%, which includes the Oklahoma state rate of 4.50% plus an average local rate of 4.47%.

Is McClain County an affordable place to live?

Based on the data, a single person in McClain County, OK would need approximately $3,101 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $84,778 per year ($7,065 per month). McClain County is relatively affordable compared to the national average.

How much does healthcare cost in McClain County?

The ACA marketplace benchmark premium in McClain County, OK is approximately $480 per month for an individual. Approximately 9.8% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in McClain County?

The average home value in McClain County, OK is $233,900, with average annual property taxes of $1,868, according to U.S. Census Bureau data.

How does McClain County compare to other areas?

You can compare McClain County, OK with any other US county using our comparison tool at /compare. McClain County is in the Oklahoma City, OK metro area.

Other counties in Oklahoma

Browse the full list of counties in Oklahoma, ranked by cost of living.

See all counties in Oklahoma

Compare McClain County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources