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Paducah, KY-IL

Cost of living in Massac County, IL

Part of the Paducah Metro Area

Estimated monthly cost
$2,688/mo
for a single person, all categories combined

Population 13,958 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $727 27%
Healthcare $480 18%
Federal tax $437 16%
Groceries $345 13%
Transport $320 12%
Energy $177 7%
State tax $152 6%
Water $50 2%

Rent in Massac County

Fair Market Rents by bedroom count.

Studio
$597
per month
1 bedroom
$727
per month
2 bedroom
$870
per month
3 bedroom
$1,164
per month
4 bedroom
$1,239
per month

Source: HUD FMR FY2025

Income and earnings in Massac County

Annual earnings figures from the Census ACS.

Household income
$62,584
per year
Individual earnings
$36,774
per year
Per capita
$31,578
per year

Source: ACS 2019-2023 5-Year.

Home values in Massac County

Average values reported by homeowners.

Average home value
$118,000
Annual property tax
$1,769

Source: ACS 2019-2023 5-Year

Energy costs in Massac County

Estimated monthly electricity and gas costs.

Electricity
$116
per month · 16.5¢/kWh
Natural gas
$61
per month
Annual total
$2,124
per year

Source: EIA

Healthcare in Massac County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
9.0%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Massac County

State and local tax rates for Illinois.

State income tax
5.0%
Flat rate
State sales tax
6.3%
Combined sales tax
8.8%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Massac County

Commute patterns and estimated costs.

Average commute
21.2 min
Drive alone
85.8%
Public transit
0.1%
Work from home
5.7%

Source: ACS

Monthly cost estimates for Massac County

What it costs to live in Massac County each month.

Single person
$2,688
per month
  • Rent $727
  • Energy $177
  • Water $50
  • Groceries $345
  • Transport $320
  • Healthcare $480
  • Federal tax $437
  • State tax $152
Couple
$3,950
per month
  • Rent $870
  • Energy $212
  • Water $60
  • Groceries $572
  • Transport $420
  • Healthcare $864
  • Federal tax $694
  • State tax $258
Family
$6,389
per month
  • Rent $1,164
  • Energy $266
  • Water $70
  • Groceries $867
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $694
  • State tax $258

Frequently asked questions about Massac County

Common questions about cost of living, rent and salary.

What is the average rent in Massac County?

In Massac County, IL, a one-bedroom apartment averages $727 per month, a two-bedroom averages $870 per month, a three-bedroom averages $1,164 per month, according to HUD Fair Market Rent data.

What is the average salary in Massac County?

In Massac County, IL, the average household income is $62,584 per year and individual earnings for full-time workers average $36,774 per year, according to U.S. Census Bureau data.

What is the cost of living in Massac County?

The estimated cost of living in Massac County, IL is approximately $2,688 per month for a single person, $3,950 for a couple, $6,389 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Massac County?

The combined sales tax rate in Massac County, IL is 8.82%, which includes the Illinois state rate of 6.25% plus an average local rate of 2.57%.

Is Massac County an affordable place to live?

Based on the data, a single person in Massac County, IL would need approximately $2,688 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $62,584 per year ($5,215 per month). Massac County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Massac County?

The ACA marketplace benchmark premium in Massac County, IL is approximately $480 per month for an individual. Approximately 9.0% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Massac County?

The average home value in Massac County, IL is $118,000, with average annual property taxes of $1,769, according to U.S. Census Bureau data.

How does Massac County compare to other areas?

You can compare Massac County, IL with any other US county using our comparison tool at /compare. Massac County is in the Paducah, KY-IL metro area.

Other counties in Illinois

Browse the full list of counties in Illinois, ranked by cost of living.

See all counties in Illinois

Compare Massac County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP