Cost of living in Mason County, MI
Population 29,177 · Last updated May 21, 2026
Cost breakdown
Single person, by category, per month.
Rent in Mason County
Fair Market Rents by bedroom count.
Source: HUD FMR FY2025
Income and earnings in Mason County
Annual earnings figures from the Census ACS.
Source: ACS 2019-2023 5-Year.
Home values in Mason County
Average values reported by homeowners.
Source: ACS 2019-2023 5-Year
Energy costs in Mason County
Estimated monthly electricity and gas costs.
Source: EIA
Healthcare in Mason County
Insurance premiums and coverage rates.
Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.
Taxes in Mason County
State and local tax rates for Michigan.
Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.
Transportation in Mason County
Commute patterns and estimated costs.
Source: ACS
Monthly cost estimates for Mason County
What it costs to live in Mason County each month.
- Rent $749
- Energy $191
- Water $50
- Groceries $326
- Transport $320
- Healthcare $480
- Federal tax $415
- State tax $126
- Rent $962
- Energy $229
- Water $60
- Groceries $540
- Transport $420
- Healthcare $864
- Federal tax $689
- State tax $221
- Rent $1,257
- Energy $286
- Water $70
- Groceries $820
- Transport $520
- Healthcare $1,350
- Childcare $1,200
- Federal tax $689
- State tax $221
Frequently asked questions about Mason County
Common questions about cost of living, rent and salary.
What is the average rent in Mason County?
In Mason County, MI, a one-bedroom apartment averages $749 per month, a two-bedroom averages $962 per month, a three-bedroom averages $1,257 per month, according to HUD Fair Market Rent data.
What is the average salary in Mason County?
In Mason County, MI, the average household income is $62,296 per year and individual earnings for full-time workers average $35,465 per year, according to U.S. Census Bureau data.
What is the cost of living in Mason County?
The estimated cost of living in Mason County, MI is approximately $2,657 per month for a single person, $3,985 for a couple, $6,413 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.
What is the sales tax rate in Mason County?
The combined sales tax rate in Mason County, MI is 6.00%, which includes the Michigan state rate of 6.00% plus an average local rate of 0.00%.
Is Mason County an affordable place to live?
Based on the data, a single person in Mason County, MI would need approximately $2,657 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $62,296 per year ($5,191 per month). Mason County has a moderate cost of living relative to local earnings.
How much does healthcare cost in Mason County?
The ACA marketplace benchmark premium in Mason County, MI is approximately $480 per month for an individual. Approximately 6.1% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.
What are house prices in Mason County?
The average home value in Mason County, MI is $199,300, with average annual property taxes of $2,203, according to U.S. Census Bureau data.
How does Mason County compare to other areas?
You can compare Mason County, MI with any other US county using our comparison tool at /compare. Mason County is in the Ludington, MI metro area.
Other counties in Michigan
Browse the full list of counties in Michigan, ranked by cost of living.
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About this data
All figures on this page come from official U.S. government sources, listed below.
- HUD FMR FY2025
- ACS 2019-2023 5-Year
- EIA
- ACS + national avg
- ACS
- USDA + BEA RPP