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Fairmont, MN

Cost of living in Martin County, MN

Estimated monthly cost
$2,806/mo
for a single person, all categories combined

Population 19,864 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $712 25%
Federal tax $517 18%
Healthcare $480 17%
Groceries $340 12%
Transport $320 11%
State tax $200 7%
Energy $187 7%
Water $50 2%

Rent in Martin County

Fair Market Rents by bedroom count.

Studio
$640
per month
1 bedroom
$712
per month
2 bedroom
$933
per month
3 bedroom
$1,232
per month
4 bedroom
$1,237
per month

Source: HUD FMR FY2025

Income and earnings in Martin County

Annual earnings figures from the Census ACS.

Household income
$62,969
per year
Individual earnings
$41,649
per year
Per capita
$37,466
per year

Source: ACS 2019-2023 5-Year.

Home values in Martin County

Average values reported by homeowners.

Average home value
$158,800
Annual property tax
$1,547

Source: ACS 2019-2023 5-Year

Energy costs in Martin County

Estimated monthly electricity and gas costs.

Electricity
$124
per month · 15.5¢/kWh
Natural gas
$63
per month
Annual total
$2,244
per year

Source: EIA

Healthcare in Martin County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
4.5%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Martin County

State and local tax rates for Minnesota.

State income tax
9.8%
Top marginal rate
State sales tax
6.9%
Combined sales tax
7.5%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Martin County

Commute patterns and estimated costs.

Average commute
17.6 min
Drive alone
80.9%
Public transit
0.1%
Work from home
7.8%

Source: ACS

Monthly cost estimates for Martin County

What it costs to live in Martin County each month.

Single person
$2,806
per month
  • Rent $712
  • Energy $187
  • Water $50
  • Groceries $340
  • Transport $320
  • Healthcare $480
  • Federal tax $517
  • State tax $200
Couple
$4,084
per month
  • Rent $933
  • Energy $224
  • Water $60
  • Groceries $563
  • Transport $420
  • Healthcare $864
  • Federal tax $700
  • State tax $320
Family
$6,527
per month
  • Rent $1,232
  • Energy $280
  • Water $70
  • Groceries $855
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $700
  • State tax $320

Frequently asked questions about Martin County

Common questions about cost of living, rent and salary.

What is the average rent in Martin County?

In Martin County, MN, a one-bedroom apartment averages $712 per month, a two-bedroom averages $933 per month, a three-bedroom averages $1,232 per month, according to HUD Fair Market Rent data.

What is the average salary in Martin County?

In Martin County, MN, the average household income is $62,969 per year and individual earnings for full-time workers average $41,649 per year, according to U.S. Census Bureau data.

What is the cost of living in Martin County?

The estimated cost of living in Martin County, MN is approximately $2,806 per month for a single person, $4,084 for a couple, $6,527 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Martin County?

The combined sales tax rate in Martin County, MN is 7.54%, which includes the Minnesota state rate of 6.88% plus an average local rate of 0.66%.

Is Martin County an affordable place to live?

Based on the data, a single person in Martin County, MN would need approximately $2,806 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $62,969 per year ($5,247 per month). Martin County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Martin County?

The ACA marketplace benchmark premium in Martin County, MN is approximately $480 per month for an individual. Approximately 4.5% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Martin County?

The average home value in Martin County, MN is $158,800, with average annual property taxes of $1,547, according to U.S. Census Bureau data.

How does Martin County compare to other areas?

You can compare Martin County, MN with any other US county using our comparison tool at /compare. Martin County is in the Fairmont, MN metro area.

Other counties in Minnesota

Browse the full list of counties in Minnesota, ranked by cost of living.

See all counties in Minnesota

Compare Martin County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources