Cost of living in Martin County, KY
Population 11,181 · Last updated May 21, 2026
Cost breakdown
Single person, by category, per month.
Rent in Martin County
Fair Market Rents by bedroom count.
Source: HUD FMR FY2025
Income and earnings in Martin County
Annual earnings figures from the Census ACS.
Source: ACS 2019-2023 5-Year.
Home values in Martin County
Average values reported by homeowners.
Source: ACS 2019-2023 5-Year
Energy costs in Martin County
Estimated monthly electricity and gas costs.
Source: EIA
Healthcare in Martin County
Insurance premiums and coverage rates.
Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.
Taxes in Martin County
State and local tax rates for Kentucky.
Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.
Transportation in Martin County
Commute patterns and estimated costs.
Source: ACS
Monthly cost estimates for Martin County
What it costs to live in Martin County each month.
- Rent $677
- Energy $194
- Water $55
- Groceries $312
- Transport $320
- Healthcare $480
- Federal tax $500
- State tax $135
- Rent $867
- Energy $233
- Water $65
- Groceries $517
- Transport $420
- Healthcare $864
- Federal tax $436
- State tax $154
- Rent $1,085
- Energy $291
- Water $75
- Groceries $784
- Transport $520
- Healthcare $1,350
- Childcare $1,200
- Federal tax $436
- State tax $154
Frequently asked questions about Martin County
Common questions about cost of living, rent and salary.
What is the average rent in Martin County?
In Martin County, KY, a one-bedroom apartment averages $677 per month, a two-bedroom averages $867 per month, a three-bedroom averages $1,085 per month, according to HUD Fair Market Rent data.
What is the average salary in Martin County?
In Martin County, KY, the average household income is $46,185 per year and individual earnings for full-time workers average $40,608 per year, according to U.S. Census Bureau data.
What is the cost of living in Martin County?
The estimated cost of living in Martin County, KY is approximately $2,673 per month for a single person, $3,556 for a couple, $5,895 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.
What is the sales tax rate in Martin County?
The combined sales tax rate in Martin County, KY is 6.00%, which includes the Kentucky state rate of 6.00% plus an average local rate of 0.00%.
Is Martin County an affordable place to live?
Based on the data, a single person in Martin County, KY would need approximately $2,673 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $46,185 per year ($3,849 per month). Martin County has a moderate cost of living relative to local earnings.
How much does healthcare cost in Martin County?
The ACA marketplace benchmark premium in Martin County, KY is approximately $480 per month for an individual. Approximately 2.0% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.
What are house prices in Martin County?
The average home value in Martin County, KY is $84,900, with average annual property taxes of $657, according to U.S. Census Bureau data.
How does Martin County compare to other areas?
You can compare Martin County, KY with any other US county using our comparison tool at /compare. Martin County is in Kentucky.
Other counties in Kentucky
Browse the full list of counties in Kentucky, ranked by cost of living.
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About this data
All figures on this page come from official U.S. government sources, listed below.
- HUD FMR FY2025
- ACS 2019-2023 5-Year
- EIA
- ACS + national avg
- ACS
- USDA + BEA RPP