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Indiana

Cost of living in Martin County, IN

Estimated monthly cost
$2,667/mo
for a single person, all categories combined

Population 9,854 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $707 27%
Federal tax $491 18%
Healthcare $480 18%
Transport $320 12%
Groceries $318 12%
Energy $199 7%
State tax $102 4%
Water $50 2%

Rent in Martin County

Fair Market Rents by bedroom count.

Studio
$652
per month
1 bedroom
$707
per month
2 bedroom
$928
per month
3 bedroom
$1,118
per month
4 bedroom
$1,260
per month

Source: HUD FMR FY2025

Income and earnings in Martin County

Annual earnings figures from the Census ACS.

Household income
$65,345
per year
Individual earnings
$40,093
per year
Per capita
$32,250
per year

Source: ACS 2019-2023 5-Year.

Home values in Martin County

Average values reported by homeowners.

Average home value
$150,400
Annual property tax
$798

Source: ACS 2019-2023 5-Year

Energy costs in Martin County

Estimated monthly electricity and gas costs.

Electricity
$142
per month · 15.8¢/kWh
Natural gas
$57
per month
Annual total
$2,388
per year

Source: EIA

Healthcare in Martin County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
7.1%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Martin County

State and local tax rates for Indiana.

State income tax
3.0%
Flat rate
State sales tax
7.0%
Combined sales tax
7.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Martin County

Commute patterns and estimated costs.

Average commute
29.6 min
Drive alone
79.7%
Public transit
0.0%
Work from home
8.8%

Source: ACS

Monthly cost estimates for Martin County

What it costs to live in Martin County each month.

Single person
$2,667
per month
  • Rent $707
  • Energy $199
  • Water $50
  • Groceries $318
  • Transport $320
  • Healthcare $480
  • Federal tax $491
  • State tax $102
Couple
$3,943
per month
  • Rent $928
  • Energy $239
  • Water $60
  • Groceries $527
  • Transport $420
  • Healthcare $864
  • Federal tax $739
  • State tax $166
Family
$6,261
per month
  • Rent $1,118
  • Energy $298
  • Water $70
  • Groceries $800
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $739
  • State tax $166

Frequently asked questions about Martin County

Common questions about cost of living, rent and salary.

What is the average rent in Martin County?

In Martin County, IN, a one-bedroom apartment averages $707 per month, a two-bedroom averages $928 per month, a three-bedroom averages $1,118 per month, according to HUD Fair Market Rent data.

What is the average salary in Martin County?

In Martin County, IN, the average household income is $65,345 per year and individual earnings for full-time workers average $40,093 per year, according to U.S. Census Bureau data.

What is the cost of living in Martin County?

The estimated cost of living in Martin County, IN is approximately $2,667 per month for a single person, $3,943 for a couple, $6,261 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Martin County?

The combined sales tax rate in Martin County, IN is 7.00%, which includes the Indiana state rate of 7.00% plus an average local rate of 0.00%.

Is Martin County an affordable place to live?

Based on the data, a single person in Martin County, IN would need approximately $2,667 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $65,345 per year ($5,445 per month). Martin County is relatively affordable compared to the national average.

How much does healthcare cost in Martin County?

The ACA marketplace benchmark premium in Martin County, IN is approximately $480 per month for an individual. Approximately 7.1% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Martin County?

The average home value in Martin County, IN is $150,400, with average annual property taxes of $798, according to U.S. Census Bureau data.

How does Martin County compare to other areas?

You can compare Martin County, IN with any other US county using our comparison tool at /compare. Martin County is in Indiana.

Other counties in Indiana

Browse the full list of counties in Indiana, ranked by cost of living.

See all counties in Indiana

Compare Martin County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP