Cost of living in Madison County, MO
Population 12,665 · Last updated May 21, 2026
Cost breakdown
Single person, by category, per month.
Rent in Madison County
Fair Market Rents by bedroom count.
Source: HUD FMR FY2025
Income and earnings in Madison County
Annual earnings figures from the Census ACS.
Source: ACS 2019-2023 5-Year.
Home values in Madison County
Average values reported by homeowners.
Source: ACS 2019-2023 5-Year
Energy costs in Madison County
Estimated monthly electricity and gas costs.
Source: EIA
Healthcare in Madison County
Insurance premiums and coverage rates.
Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.
Taxes in Madison County
State and local tax rates for Missouri.
Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.
Transportation in Madison County
Commute patterns and estimated costs.
Source: ACS
Monthly cost estimates for Madison County
What it costs to live in Madison County each month.
- Rent $633
- Energy $194
- Water $50
- Groceries $313
- Transport $320
- Healthcare $480
- Federal tax $363
- State tax $115
- Rent $830
- Energy $233
- Water $60
- Groceries $519
- Transport $420
- Healthcare $864
- Federal tax $626
- State tax $220
- Rent $1,058
- Energy $291
- Water $70
- Groceries $787
- Transport $520
- Healthcare $1,350
- Childcare $1,200
- Federal tax $626
- State tax $220
Frequently asked questions about Madison County
Common questions about cost of living, rent and salary.
What is the average rent in Madison County?
In Madison County, MO, a one-bedroom apartment averages $633 per month, a two-bedroom averages $830 per month, a three-bedroom averages $1,058 per month, according to HUD Fair Market Rent data.
What is the average salary in Madison County?
In Madison County, MO, the average household income is $58,435 per year and individual earnings for full-time workers average $32,258 per year, according to U.S. Census Bureau data.
What is the cost of living in Madison County?
The estimated cost of living in Madison County, MO is approximately $2,468 per month for a single person, $3,772 for a couple, $6,122 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.
What is the sales tax rate in Madison County?
The combined sales tax rate in Madison County, MO is 8.29%, which includes the Missouri state rate of 4.22% plus an average local rate of 4.06%.
Is Madison County an affordable place to live?
Based on the data, a single person in Madison County, MO would need approximately $2,468 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $58,435 per year ($4,870 per month). Madison County has a moderate cost of living relative to local earnings.
How much does healthcare cost in Madison County?
The ACA marketplace benchmark premium in Madison County, MO is approximately $480 per month for an individual. Approximately 13.6% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.
What are house prices in Madison County?
The average home value in Madison County, MO is $155,900, with average annual property taxes of $1,146, according to U.S. Census Bureau data.
How does Madison County compare to other areas?
You can compare Madison County, MO with any other US county using our comparison tool at /compare. Madison County is in Missouri.
Other counties in Missouri
Browse the full list of counties in Missouri, ranked by cost of living.
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About this data
All figures on this page come from official U.S. government sources, listed below.
- HUD FMR FY2025
- ACS 2019-2023 5-Year
- EIA
- ACS + national avg
- ACS
- USDA + BEA RPP