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Florida

Cost of living in Madison County, FL

Estimated monthly cost
$2,617/mo
for a single person, all categories combined

Population 18,113 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $811 31%
Healthcare $480 18%
Federal tax $402 15%
Groceries $352 13%
Transport $320 12%
Energy $197 8%
Water $55 2%
State tax $0 0%

Rent in Madison County

Fair Market Rents by bedroom count.

Studio
$731
per month
1 bedroom
$811
per month
2 bedroom
$933
per month
3 bedroom
$1,152
per month
4 bedroom
$1,336
per month

Source: HUD FMR FY2025

Income and earnings in Madison County

Annual earnings figures from the Census ACS.

Household income
$48,176
per year
Individual earnings
$34,622
per year
Per capita
$23,670
per year

Source: ACS 2019-2023 5-Year.

Home values in Madison County

Average values reported by homeowners.

Average home value
$105,900
Annual property tax
$928

Source: ACS 2019-2023 5-Year

Energy costs in Madison County

Estimated monthly electricity and gas costs.

Electricity
$176
per month · 16¢/kWh
Natural gas
$21
per month
Annual total
$2,364
per year

Source: EIA

Healthcare in Madison County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
12.1%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Madison County

State and local tax rates for Florida.

No state income tax
Florida does not levy a personal income tax.
State sales tax
6.0%
Combined sales tax
7.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Madison County

Commute patterns and estimated costs.

Average commute
30.3 min
Drive alone
78.4%
Public transit
0.0%
Work from home
3.8%

Source: ACS

Monthly cost estimates for Madison County

What it costs to live in Madison County each month.

Single person
$2,617
per month
  • Rent $811
  • Energy $197
  • Water $55
  • Groceries $352
  • Transport $320
  • Healthcare $480
  • Federal tax $402
  • State tax $0
Couple
$3,566
per month
  • Rent $933
  • Energy $236
  • Water $65
  • Groceries $583
  • Transport $420
  • Healthcare $864
  • Federal tax $465
  • State tax $0
Family
$5,943
per month
  • Rent $1,152
  • Energy $296
  • Water $75
  • Groceries $885
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $465
  • State tax $0

Frequently asked questions about Madison County

Common questions about cost of living, rent and salary.

What is the average rent in Madison County?

In Madison County, FL, a one-bedroom apartment averages $811 per month, a two-bedroom averages $933 per month, a three-bedroom averages $1,152 per month, according to HUD Fair Market Rent data.

What is the average salary in Madison County?

In Madison County, FL, the average household income is $48,176 per year and individual earnings for full-time workers average $34,622 per year, according to U.S. Census Bureau data.

What is the cost of living in Madison County?

The estimated cost of living in Madison County, FL is approximately $2,617 per month for a single person, $3,566 for a couple, $5,943 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Madison County?

The combined sales tax rate in Madison County, FL is 7.01%, which includes the Florida state rate of 6.00% plus an average local rate of 1.01%.

Is Madison County an affordable place to live?

Based on the data, a single person in Madison County, FL would need approximately $2,617 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $48,176 per year ($4,015 per month). Madison County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Madison County?

The ACA marketplace benchmark premium in Madison County, FL is approximately $480 per month for an individual. Approximately 12.1% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Madison County?

The average home value in Madison County, FL is $105,900, with average annual property taxes of $928, according to U.S. Census Bureau data.

How does Madison County compare to other areas?

You can compare Madison County, FL with any other US county using our comparison tool at /compare. Madison County is in Florida.

Other counties in Florida

Browse the full list of counties in Florida, ranked by cost of living.

See all counties in Florida

Compare Madison County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources