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St. Louis, MO-IL

Cost of living in Macoupin County, IL

Part of the St. Louis Metro Area

Estimated monthly cost
$2,781/mo
for a single person, all categories combined

Population 44,566 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $701 25%
Federal tax $532 19%
Healthcare $480 17%
Groceries $345 12%
Transport $320 12%
Energy $177 6%
State tax $176 6%
Water $50 2%

Rent in Macoupin County

Fair Market Rents by bedroom count.

Studio
$697
per month
1 bedroom
$701
per month
2 bedroom
$920
per month
3 bedroom
$1,180
per month
4 bedroom
$1,417
per month

Source: HUD FMR FY2025

Income and earnings in Macoupin County

Annual earnings figures from the Census ACS.

Household income
$68,518
per year
Individual earnings
$42,572
per year
Per capita
$35,389
per year

Source: ACS 2019-2023 5-Year.

Home values in Macoupin County

Average values reported by homeowners.

Average home value
$126,100
Annual property tax
$1,990

Source: ACS 2019-2023 5-Year

Energy costs in Macoupin County

Estimated monthly electricity and gas costs.

Electricity
$116
per month · 16.5¢/kWh
Natural gas
$61
per month
Annual total
$2,124
per year

Source: EIA

Healthcare in Macoupin County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
4.3%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Macoupin County

State and local tax rates for Illinois.

State income tax
5.0%
Flat rate
State sales tax
6.3%
Combined sales tax
8.8%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Macoupin County

Commute patterns and estimated costs.

Average commute
27.8 min
Drive alone
83.8%
Public transit
0.2%
Work from home
7.9%

Source: ACS

Monthly cost estimates for Macoupin County

What it costs to live in Macoupin County each month.

Single person
$2,781
per month
  • Rent $701
  • Energy $177
  • Water $50
  • Groceries $345
  • Transport $320
  • Healthcare $480
  • Federal tax $532
  • State tax $176
Couple
$4,122
per month
  • Rent $920
  • Energy $212
  • Water $60
  • Groceries $572
  • Transport $420
  • Healthcare $864
  • Federal tax $791
  • State tax $283
Family
$6,527
per month
  • Rent $1,180
  • Energy $266
  • Water $70
  • Groceries $867
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $791
  • State tax $283

Frequently asked questions about Macoupin County

Common questions about cost of living, rent and salary.

What is the average rent in Macoupin County?

In Macoupin County, IL, a one-bedroom apartment averages $701 per month, a two-bedroom averages $920 per month, a three-bedroom averages $1,180 per month, according to HUD Fair Market Rent data.

What is the average salary in Macoupin County?

In Macoupin County, IL, the average household income is $68,518 per year and individual earnings for full-time workers average $42,572 per year, according to U.S. Census Bureau data.

What is the cost of living in Macoupin County?

The estimated cost of living in Macoupin County, IL is approximately $2,781 per month for a single person, $4,122 for a couple, $6,527 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Macoupin County?

The combined sales tax rate in Macoupin County, IL is 8.82%, which includes the Illinois state rate of 6.25% plus an average local rate of 2.57%.

Is Macoupin County an affordable place to live?

Based on the data, a single person in Macoupin County, IL would need approximately $2,781 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $68,518 per year ($5,710 per month). Macoupin County is relatively affordable compared to the national average.

How much does healthcare cost in Macoupin County?

The ACA marketplace benchmark premium in Macoupin County, IL is approximately $480 per month for an individual. Approximately 4.3% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Macoupin County?

The average home value in Macoupin County, IL is $126,100, with average annual property taxes of $1,990, according to U.S. Census Bureau data.

How does Macoupin County compare to other areas?

You can compare Macoupin County, IL with any other US county using our comparison tool at /compare. Macoupin County is in the St. Louis, MO-IL metro area.

Other counties in Illinois

Browse the full list of counties in Illinois, ranked by cost of living.

See all counties in Illinois

Compare Macoupin County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources