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Nashville-Davidson--Murfreesboro--Franklin, TN

Cost of living in Macon County, TN

Part of the Nashville Metro Area

Estimated monthly cost
$2,722/mo
for a single person, all categories combined

Population 25,793 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $945 35%
Healthcare $480 18%
Federal tax $414 15%
Transport $320 12%
Groceries $317 12%
Energy $191 7%
Water $55 2%
State tax $0 0%

Rent in Macon County

Fair Market Rents by bedroom count.

Studio
$910
per month
1 bedroom
$945
per month
2 bedroom
$1,046
per month
3 bedroom
$1,315
per month
4 bedroom
$1,605
per month

Source: HUD FMR FY2025

Income and earnings in Macon County

Annual earnings figures from the Census ACS.

Household income
$56,269
per year
Individual earnings
$35,365
per year
Per capita
$27,065
per year

Source: ACS 2019-2023 5-Year.

Home values in Macon County

Average values reported by homeowners.

Average home value
$211,200
Annual property tax
$858

Source: ACS 2019-2023 5-Year

Energy costs in Macon County

Estimated monthly electricity and gas costs.

Electricity
$147
per month · 13.4¢/kWh
Natural gas
$44
per month
Annual total
$2,292
per year

Source: EIA

Healthcare in Macon County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
10.9%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Macon County

State and local tax rates for Tennessee.

No state income tax
Tennessee does not levy a personal income tax.
State sales tax
7.0%
Combined sales tax
9.6%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Macon County

Commute patterns and estimated costs.

Average commute
32.0 min
Drive alone
76.5%
Public transit
0.0%
Work from home
4.5%

Source: ACS

Monthly cost estimates for Macon County

What it costs to live in Macon County each month.

Single person
$2,722
per month
  • Rent $945
  • Energy $191
  • Water $55
  • Groceries $317
  • Transport $320
  • Healthcare $480
  • Federal tax $414
  • State tax $0
Couple
$3,740
per month
  • Rent $1,046
  • Energy $229
  • Water $65
  • Groceries $525
  • Transport $420
  • Healthcare $864
  • Federal tax $591
  • State tax $0
Family
$6,134
per month
  • Rent $1,315
  • Energy $286
  • Water $75
  • Groceries $797
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $591
  • State tax $0

Frequently asked questions about Macon County

Common questions about cost of living, rent and salary.

What is the average rent in Macon County?

In Macon County, TN, a one-bedroom apartment averages $945 per month, a two-bedroom averages $1,046 per month, a three-bedroom averages $1,315 per month, according to HUD Fair Market Rent data.

What is the average salary in Macon County?

In Macon County, TN, the average household income is $56,269 per year and individual earnings for full-time workers average $35,365 per year, according to U.S. Census Bureau data.

What is the cost of living in Macon County?

The estimated cost of living in Macon County, TN is approximately $2,722 per month for a single person, $3,740 for a couple, $6,134 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Macon County?

The combined sales tax rate in Macon County, TN is 9.55%, which includes the Tennessee state rate of 7.00% plus an average local rate of 2.55%.

Is Macon County an affordable place to live?

Based on the data, a single person in Macon County, TN would need approximately $2,722 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $56,269 per year ($4,689 per month). Macon County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Macon County?

The ACA marketplace benchmark premium in Macon County, TN is approximately $480 per month for an individual. Approximately 10.9% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Macon County?

The average home value in Macon County, TN is $211,200, with average annual property taxes of $858, according to U.S. Census Bureau data.

How does Macon County compare to other areas?

You can compare Macon County, TN with any other US county using our comparison tool at /compare. Macon County is in the Nashville-Davidson--Murfreesboro--Franklin, TN metro area.

Other counties in Tennessee

Browse the full list of counties in Tennessee, ranked by cost of living.

See all counties in Tennessee

Compare Macon County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources