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Michigan

Cost of living in Mackinac County, MI

Estimated monthly cost
$2,416/mo
for a single person, all categories combined

Population 10,865 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $711 29%
Healthcare $480 20%
Groceries $326 13%
Federal tax $306 13%
Transport $250 10%
Energy $191 8%
State tax $102 4%
Water $50 2%

Rent in Mackinac County

Fair Market Rents by bedroom count.

Studio
$707
per month
1 bedroom
$711
per month
2 bedroom
$933
per month
3 bedroom
$1,124
per month
4 bedroom
$1,328
per month

Source: HUD FMR FY2025

Income and earnings in Mackinac County

Annual earnings figures from the Census ACS.

Household income
$58,598
per year
Individual earnings
$28,809
per year
Per capita
$34,862
per year

Source: ACS 2019-2023 5-Year.

Home values in Mackinac County

Average values reported by homeowners.

Average home value
$165,600
Annual property tax
$1,719

Source: ACS 2019-2023 5-Year

Energy costs in Mackinac County

Estimated monthly electricity and gas costs.

Electricity
$128
per month · 19.7¢/kWh
Natural gas
$63
per month
Annual total
$2,292
per year

Source: EIA

Healthcare in Mackinac County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
10.3%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Mackinac County

State and local tax rates for Michigan.

State income tax
4.3%
Flat rate
State sales tax
6.0%
Combined sales tax
6.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Mackinac County

Commute patterns and estimated costs.

Average commute
22.6 min
Drive alone
66.8%
Public transit
7.6%
Work from home
9.5%

Source: ACS

Monthly cost estimates for Mackinac County

What it costs to live in Mackinac County each month.

Single person
$2,416
per month
  • Rent $711
  • Energy $191
  • Water $50
  • Groceries $326
  • Transport $250
  • Healthcare $480
  • Federal tax $306
  • State tax $102
Couple
$3,813
per month
  • Rent $933
  • Energy $229
  • Water $60
  • Groceries $540
  • Transport $350
  • Healthcare $864
  • Federal tax $629
  • State tax $208
Family
$6,137
per month
  • Rent $1,124
  • Energy $286
  • Water $70
  • Groceries $820
  • Transport $450
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $629
  • State tax $208

Frequently asked questions about Mackinac County

Common questions about cost of living, rent and salary.

What is the average rent in Mackinac County?

In Mackinac County, MI, a one-bedroom apartment averages $711 per month, a two-bedroom averages $933 per month, a three-bedroom averages $1,124 per month, according to HUD Fair Market Rent data.

What is the average salary in Mackinac County?

In Mackinac County, MI, the average household income is $58,598 per year and individual earnings for full-time workers average $28,809 per year, according to U.S. Census Bureau data.

What is the cost of living in Mackinac County?

The estimated cost of living in Mackinac County, MI is approximately $2,416 per month for a single person, $3,813 for a couple, $6,137 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Mackinac County?

The combined sales tax rate in Mackinac County, MI is 6.00%, which includes the Michigan state rate of 6.00% plus an average local rate of 0.00%.

Is Mackinac County an affordable place to live?

Based on the data, a single person in Mackinac County, MI would need approximately $2,416 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $58,598 per year ($4,883 per month). Mackinac County is relatively affordable compared to the national average.

How much does healthcare cost in Mackinac County?

The ACA marketplace benchmark premium in Mackinac County, MI is approximately $480 per month for an individual. Approximately 10.3% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Mackinac County?

The average home value in Mackinac County, MI is $165,600, with average annual property taxes of $1,719, according to U.S. Census Bureau data.

How does Mackinac County compare to other areas?

You can compare Mackinac County, MI with any other US county using our comparison tool at /compare. Mackinac County is in Michigan.

Other counties in Michigan

Browse the full list of counties in Michigan, ranked by cost of living.

See all counties in Michigan

Compare Mackinac County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources