Cost of living in Luna County, NM
Population 25,420 · Last updated May 21, 2026
Cost breakdown
Single person, by category, per month.
Rent in Luna County
Fair Market Rents by bedroom count.
Source: HUD FMR FY2025
Income and earnings in Luna County
Annual earnings figures from the Census ACS.
Source: ACS 2019-2023 5-Year.
Home values in Luna County
Average values reported by homeowners.
Source: ACS 2019-2023 5-Year
Energy costs in Luna County
Estimated monthly electricity and gas costs.
Source: EIA
Healthcare in Luna County
Insurance premiums and coverage rates.
Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.
Taxes in Luna County
State and local tax rates for New Mexico.
Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.
Transportation in Luna County
Commute patterns and estimated costs.
Source: ACS
Monthly cost estimates for Luna County
What it costs to live in Luna County each month.
- Rent $762
- Energy $130
- Water $60
- Groceries $326
- Transport $320
- Healthcare $480
- Federal tax $273
- State tax $86
- Rent $933
- Energy $156
- Water $70
- Groceries $540
- Transport $420
- Healthcare $864
- Federal tax $314
- State tax $132
- Rent $1,290
- Energy $195
- Water $85
- Groceries $820
- Transport $520
- Healthcare $1,350
- Childcare $1,200
- Federal tax $314
- State tax $132
Frequently asked questions about Luna County
Common questions about cost of living, rent and salary.
What is the average rent in Luna County?
In Luna County, NM, a one-bedroom apartment averages $762 per month, a two-bedroom averages $933 per month, a three-bedroom averages $1,290 per month, according to HUD Fair Market Rent data.
What is the average salary in Luna County?
In Luna County, NM, the average household income is $37,917 per year and individual earnings for full-time workers average $26,754 per year, according to U.S. Census Bureau data.
What is the cost of living in Luna County?
The estimated cost of living in Luna County, NM is approximately $2,437 per month for a single person, $3,429 for a couple, $5,906 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.
What is the sales tax rate in Luna County?
The combined sales tax rate in Luna County, NM is 7.72%, which includes the New Mexico state rate of 5.00% plus an average local rate of 2.72%.
Is Luna County an affordable place to live?
Based on the data, a single person in Luna County, NM would need approximately $2,437 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $37,917 per year ($3,160 per month). Luna County has a high cost of living relative to local earnings.
How much does healthcare cost in Luna County?
The ACA marketplace benchmark premium in Luna County, NM is approximately $480 per month for an individual. Approximately 8.9% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.
What are house prices in Luna County?
The average home value in Luna County, NM is $112,500, with average annual property taxes of $648, according to U.S. Census Bureau data.
How does Luna County compare to other areas?
You can compare Luna County, NM with any other US county using our comparison tool at /compare. Luna County is in the Deming, NM metro area.
Other counties in New Mexico
Browse the full list of counties in New Mexico, ranked by cost of living.
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About this data
All figures on this page come from official U.S. government sources, listed below.
- HUD FMR FY2025
- ACS 2019-2023 5-Year
- EIA
- ACS + national avg
- ACS
- USDA + BEA RPP