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Atlanta-Sandy Springs-Roswell, GA

Cost of living in Lumpkin County, GA

Part of the Atlanta Metro Area

Estimated monthly cost
$2,819/mo
for a single person, all categories combined

Population 33,931 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $988 35%
Healthcare $480 17%
Groceries $324 11%
Transport $320 11%
Federal tax $313 11%
Energy $205 7%
State tax $134 5%
Water $55 2%

Rent in Lumpkin County

Fair Market Rents by bedroom count.

Studio
$951
per month
1 bedroom
$988
per month
2 bedroom
$1,094
per month
3 bedroom
$1,337
per month
4 bedroom
$1,837
per month

Source: HUD FMR FY2025

Income and earnings in Lumpkin County

Annual earnings figures from the Census ACS.

Household income
$72,388
per year
Individual earnings
$29,203
per year
Per capita
$36,037
per year

Source: ACS 2019-2023 5-Year.

Home values in Lumpkin County

Average values reported by homeowners.

Average home value
$277,200
Annual property tax
$1,908

Source: ACS 2019-2023 5-Year

Energy costs in Lumpkin County

Estimated monthly electricity and gas costs.

Electricity
$163
per month · 14.8¢/kWh
Natural gas
$42
per month
Annual total
$2,460
per year

Source: EIA

Healthcare in Lumpkin County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
12.4%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Lumpkin County

State and local tax rates for Georgia.

State income tax
5.5%
Flat rate
State sales tax
4.0%
Combined sales tax
7.4%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Lumpkin County

Commute patterns and estimated costs.

Average commute
28.2 min
Drive alone
75.9%
Public transit
0.3%
Work from home
9.5%

Source: ACS

Monthly cost estimates for Lumpkin County

What it costs to live in Lumpkin County each month.

Single person
$2,819
per month
  • Rent $988
  • Energy $205
  • Water $55
  • Groceries $324
  • Transport $320
  • Healthcare $480
  • Federal tax $313
  • State tax $134
Couple
$4,412
per month
  • Rent $1,094
  • Energy $246
  • Water $65
  • Groceries $537
  • Transport $420
  • Healthcare $864
  • Federal tax $855
  • State tax $331
Family
$6,791
per month
  • Rent $1,337
  • Energy $308
  • Water $75
  • Groceries $815
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $855
  • State tax $331

Frequently asked questions about Lumpkin County

Common questions about cost of living, rent and salary.

What is the average rent in Lumpkin County?

In Lumpkin County, GA, a one-bedroom apartment averages $988 per month, a two-bedroom averages $1,094 per month, a three-bedroom averages $1,337 per month, according to HUD Fair Market Rent data.

What is the average salary in Lumpkin County?

In Lumpkin County, GA, the average household income is $72,388 per year and individual earnings for full-time workers average $29,203 per year, according to U.S. Census Bureau data.

What is the cost of living in Lumpkin County?

The estimated cost of living in Lumpkin County, GA is approximately $2,819 per month for a single person, $4,412 for a couple, $6,791 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Lumpkin County?

The combined sales tax rate in Lumpkin County, GA is 7.38%, which includes the Georgia state rate of 4.00% plus an average local rate of 3.38%.

Is Lumpkin County an affordable place to live?

Based on the data, a single person in Lumpkin County, GA would need approximately $2,819 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $72,388 per year ($6,032 per month). Lumpkin County is relatively affordable compared to the national average.

How much does healthcare cost in Lumpkin County?

The ACA marketplace benchmark premium in Lumpkin County, GA is approximately $480 per month for an individual. Approximately 12.4% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Lumpkin County?

The average home value in Lumpkin County, GA is $277,200, with average annual property taxes of $1,908, according to U.S. Census Bureau data.

How does Lumpkin County compare to other areas?

You can compare Lumpkin County, GA with any other US county using our comparison tool at /compare. Lumpkin County is in the Atlanta-Sandy Springs-Roswell, GA metro area.

Other counties in Georgia

Browse the full list of counties in Georgia, ranked by cost of living.

See all counties in Georgia

Compare Lumpkin County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources