Cost of living in Luce County, MI
Population 6,325 · Last updated May 21, 2026
Cost breakdown
Single person, by category, per month.
Rent in Luce County
Fair Market Rents by bedroom count.
Source: HUD FMR FY2025
Income and earnings in Luce County
Annual earnings figures from the Census ACS.
Source: ACS 2019-2023 5-Year.
Home values in Luce County
Average values reported by homeowners.
Source: ACS 2019-2023 5-Year
Energy costs in Luce County
Estimated monthly electricity and gas costs.
Source: EIA
Healthcare in Luce County
Insurance premiums and coverage rates.
Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.
Taxes in Luce County
State and local tax rates for Michigan.
Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.
Transportation in Luce County
Commute patterns and estimated costs.
Source: ACS
Monthly cost estimates for Luce County
What it costs to live in Luce County each month.
- Rent $711
- Energy $191
- Water $50
- Groceries $326
- Transport $320
- Healthcare $480
- Federal tax $364
- State tax $114
- Rent $933
- Energy $229
- Water $60
- Groceries $540
- Transport $420
- Healthcare $864
- Federal tax $559
- State tax $192
- Rent $1,124
- Energy $286
- Water $70
- Groceries $820
- Transport $520
- Healthcare $1,350
- Childcare $1,200
- Federal tax $559
- State tax $192
Frequently asked questions about Luce County
Common questions about cost of living, rent and salary.
What is the average rent in Luce County?
In Luce County, MI, a one-bedroom apartment averages $711 per month, a two-bedroom averages $933 per month, a three-bedroom averages $1,124 per month, according to HUD Fair Market Rent data.
What is the average salary in Luce County?
In Luce County, MI, the average household income is $54,338 per year and individual earnings for full-time workers average $32,306 per year, according to U.S. Census Bureau data.
What is the cost of living in Luce County?
The estimated cost of living in Luce County, MI is approximately $2,556 per month for a single person, $3,797 for a couple, $6,121 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.
What is the sales tax rate in Luce County?
The combined sales tax rate in Luce County, MI is 6.00%, which includes the Michigan state rate of 6.00% plus an average local rate of 0.00%.
Is Luce County an affordable place to live?
Based on the data, a single person in Luce County, MI would need approximately $2,556 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $54,338 per year ($4,528 per month). Luce County has a moderate cost of living relative to local earnings.
How much does healthcare cost in Luce County?
The ACA marketplace benchmark premium in Luce County, MI is approximately $480 per month for an individual. Approximately 4.7% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.
What are house prices in Luce County?
The average home value in Luce County, MI is $110,400, with average annual property taxes of $1,121, according to U.S. Census Bureau data.
How does Luce County compare to other areas?
You can compare Luce County, MI with any other US county using our comparison tool at /compare. Luce County is in Michigan.
Other counties in Michigan
Browse the full list of counties in Michigan, ranked by cost of living.
See all counties in MichiganCompare Luce County with another area
Put two counties side by side to see how rent, taxes and everyday costs stack up.
About this data
All figures on this page come from official U.S. government sources, listed below.
- HUD FMR FY2025
- ACS 2019-2023 5-Year
- EIA
- ACS + national avg
- ACS
- USDA + BEA RPP