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Iowa

Cost of living in Lucas County, IA

Estimated monthly cost
$2,782/mo
for a single person, all categories combined

Population 8,685 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $745 27%
Federal tax $507 18%
Healthcare $480 17%
Transport $320 12%
Groceries $315 11%
Energy $195 7%
State tax $170 6%
Water $50 2%

Rent in Lucas County

Fair Market Rents by bedroom count.

Studio
$720
per month
1 bedroom
$745
per month
2 bedroom
$977
per month
3 bedroom
$1,177
per month
4 bedroom
$1,295
per month

Source: HUD FMR FY2025

Income and earnings in Lucas County

Annual earnings figures from the Census ACS.

Household income
$67,921
per year
Individual earnings
$41,030
per year
Per capita
$32,962
per year

Source: ACS 2019-2023 5-Year.

Home values in Lucas County

Average values reported by homeowners.

Average home value
$117,000
Annual property tax
$1,732

Source: ACS 2019-2023 5-Year

Energy costs in Lucas County

Estimated monthly electricity and gas costs.

Electricity
$134
per month · 15.8¢/kWh
Natural gas
$61
per month
Annual total
$2,340
per year

Source: EIA

Healthcare in Lucas County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
7.9%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Lucas County

State and local tax rates for Iowa.

State income tax
5.7%
Top marginal rate
State sales tax
6.0%
Combined sales tax
6.9%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Lucas County

Commute patterns and estimated costs.

Average commute
21.5 min
Drive alone
81.1%
Public transit
0.2%
Work from home
5.4%

Source: ACS

Monthly cost estimates for Lucas County

What it costs to live in Lucas County each month.

Single person
$2,782
per month
  • Rent $745
  • Energy $195
  • Water $50
  • Groceries $315
  • Transport $320
  • Healthcare $480
  • Federal tax $507
  • State tax $170
Couple
$4,157
per month
  • Rent $977
  • Energy $234
  • Water $60
  • Groceries $522
  • Transport $420
  • Healthcare $864
  • Federal tax $782
  • State tax $298
Family
$6,481
per month
  • Rent $1,177
  • Energy $292
  • Water $70
  • Groceries $792
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $782
  • State tax $298

Frequently asked questions about Lucas County

Common questions about cost of living, rent and salary.

What is the average rent in Lucas County?

In Lucas County, IA, a one-bedroom apartment averages $745 per month, a two-bedroom averages $977 per month, a three-bedroom averages $1,177 per month, according to HUD Fair Market Rent data.

What is the average salary in Lucas County?

In Lucas County, IA, the average household income is $67,921 per year and individual earnings for full-time workers average $41,030 per year, according to U.S. Census Bureau data.

What is the cost of living in Lucas County?

The estimated cost of living in Lucas County, IA is approximately $2,782 per month for a single person, $4,157 for a couple, $6,481 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Lucas County?

The combined sales tax rate in Lucas County, IA is 6.94%, which includes the Iowa state rate of 6.00% plus an average local rate of 0.94%.

Is Lucas County an affordable place to live?

Based on the data, a single person in Lucas County, IA would need approximately $2,782 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $67,921 per year ($5,660 per month). Lucas County is relatively affordable compared to the national average.

How much does healthcare cost in Lucas County?

The ACA marketplace benchmark premium in Lucas County, IA is approximately $480 per month for an individual. Approximately 7.9% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Lucas County?

The average home value in Lucas County, IA is $117,000, with average annual property taxes of $1,732, according to U.S. Census Bureau data.

How does Lucas County compare to other areas?

You can compare Lucas County, IA with any other US county using our comparison tool at /compare. Lucas County is in Iowa.

Other counties in Iowa

Browse the full list of counties in Iowa, ranked by cost of living.

See all counties in Iowa

Compare Lucas County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP