Skip to main content
LiveWhere us
Hartford-West Hartford-East Hartford, CT

Cost of living in Lower Connecticut River Valley Planning Region, CT

Part of the Hartford Metro Area

Estimated monthly cost
$3,701/mo
for a single person, all categories combined

Population 174,983 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $1,249 34%
Federal tax $743 20%
Healthcare $480 13%
Groceries $378 10%
Transport $320 9%
Energy $284 8%
State tax $192 5%
Water $55 1%

Rent in Lower Connecticut River Valley Planning Region

Fair Market Rents by bedroom count.

Studio
$844
per month
1 bedroom
$1,249
per month
2 bedroom
$1,541
per month
3 bedroom
$1,704
per month
4 bedroom
$1,774
per month

Source: ACS 2019-2023 5-Year

Income and earnings in Lower Connecticut River Valley Planning Region

Annual earnings figures from the Census ACS.

Household income
$101,117
per year
Individual earnings
$55,475
per year
Per capita
$56,906
per year

Source: ACS 2019-2023 5-Year.

Home values in Lower Connecticut River Valley Planning Region

Average values reported by homeowners.

Average home value
$359,000
Annual property tax
$6,326

Source: ACS 2019-2023 5-Year

Energy costs in Lower Connecticut River Valley Planning Region

Estimated monthly electricity and gas costs.

Electricity
$208
per month · 29.7¢/kWh
Natural gas
$76
per month
Annual total
$3,408
per year

Source: EIA

Healthcare in Lower Connecticut River Valley Planning Region

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
3.4%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Lower Connecticut River Valley Planning Region

State and local tax rates for Connecticut.

State income tax
7.0%
Top marginal rate
State sales tax
6.3%
Combined sales tax
6.3%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Lower Connecticut River Valley Planning Region

Commute patterns and estimated costs.

Average commute
26.0 min
Drive alone
73.3%
Public transit
1.2%
Work from home
15.1%

Source: ACS

Monthly cost estimates for Lower Connecticut River Valley Planning Region

What it costs to live in Lower Connecticut River Valley Planning Region each month.

Single person
$3,701
per month
  • Rent $1,249
  • Energy $284
  • Water $55
  • Groceries $378
  • Transport $320
  • Healthcare $480
  • Federal tax $743
  • State tax $192
Couple
$5,583
per month
  • Rent $1,541
  • Energy $341
  • Water $65
  • Groceries $626
  • Transport $420
  • Healthcare $864
  • Federal tax $1,325
  • State tax $401
Family
$7,951
per month
  • Rent $1,704
  • Energy $426
  • Water $75
  • Groceries $950
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $1,325
  • State tax $401

Frequently asked questions about Lower Connecticut River Valley Planning Region

Common questions about cost of living, rent and salary.

What is the average rent in Lower Connecticut River Valley Planning Region?

In Lower Connecticut River Valley Planning Region, CT, a one-bedroom apartment averages $1,249 per month, a two-bedroom averages $1,541 per month, a three-bedroom averages $1,704 per month, according to HUD Fair Market Rent data.

What is the average salary in Lower Connecticut River Valley Planning Region?

In Lower Connecticut River Valley Planning Region, CT, the average household income is $101,117 per year and individual earnings for full-time workers average $55,475 per year, according to U.S. Census Bureau data.

What is the cost of living in Lower Connecticut River Valley Planning Region?

The estimated cost of living in Lower Connecticut River Valley Planning Region, CT is approximately $3,701 per month for a single person, $5,583 for a couple, $7,951 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Lower Connecticut River Valley Planning Region?

The combined sales tax rate in Lower Connecticut River Valley Planning Region, CT is 6.35%, which includes the Connecticut state rate of 6.35% plus an average local rate of 0.00%.

Is Lower Connecticut River Valley Planning Region an affordable place to live?

Based on the data, a single person in Lower Connecticut River Valley Planning Region, CT would need approximately $3,701 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $101,117 per year ($8,426 per month). Lower Connecticut River Valley Planning Region is relatively affordable compared to the national average.

How much does healthcare cost in Lower Connecticut River Valley Planning Region?

The ACA marketplace benchmark premium in Lower Connecticut River Valley Planning Region, CT is approximately $480 per month for an individual. Approximately 3.4% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Lower Connecticut River Valley Planning Region?

The average home value in Lower Connecticut River Valley Planning Region, CT is $359,000, with average annual property taxes of $6,326, according to U.S. Census Bureau data.

How does Lower Connecticut River Valley Planning Region compare to other areas?

You can compare Lower Connecticut River Valley Planning Region, CT with any other US county using our comparison tool at /compare. Lower Connecticut River Valley Planning Region is in the Hartford-West Hartford-East Hartford, CT metro area.

Other counties in Connecticut

Browse the full list of counties in Connecticut, ranked by cost of living.

See all counties in Connecticut

Compare Lower Connecticut River Valley Planning Region with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP