Cost of living in Louisa County, VA
Population 39,012 · Last updated May 21, 2026
Cost breakdown
Single person, by category, per month.
Rent in Louisa County
Fair Market Rents by bedroom count.
Source: HUD FMR FY2025
Income and earnings in Louisa County
Annual earnings figures from the Census ACS.
Source: ACS 2019-2023 5-Year.
Home values in Louisa County
Average values reported by homeowners.
Source: ACS 2019-2023 5-Year
Energy costs in Louisa County
Estimated monthly electricity and gas costs.
Source: EIA
Healthcare in Louisa County
Insurance premiums and coverage rates.
Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.
Taxes in Louisa County
State and local tax rates for Virginia.
Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.
Transportation in Louisa County
Commute patterns and estimated costs.
Source: ACS
Monthly cost estimates for Louisa County
What it costs to live in Louisa County each month.
- Rent $1,007
- Energy $202
- Water $55
- Groceries $355
- Transport $320
- Healthcare $480
- Federal tax $550
- State tax $188
- Rent $1,115
- Energy $242
- Water $65
- Groceries $588
- Transport $420
- Healthcare $864
- Federal tax $985
- State tax $364
- Rent $1,547
- Energy $303
- Water $75
- Groceries $893
- Transport $520
- Healthcare $1,350
- Childcare $1,200
- Federal tax $985
- State tax $364
Frequently asked questions about Louisa County
Common questions about cost of living, rent and salary.
What is the average rent in Louisa County?
In Louisa County, VA, a one-bedroom apartment averages $1,007 per month, a two-bedroom averages $1,115 per month, a three-bedroom averages $1,547 per month, according to HUD Fair Market Rent data.
What is the average salary in Louisa County?
In Louisa County, VA, the average household income is $80,343 per year and individual earnings for full-time workers average $43,663 per year, according to U.S. Census Bureau data.
What is the cost of living in Louisa County?
The estimated cost of living in Louisa County, VA is approximately $3,157 per month for a single person, $4,643 for a couple, $7,237 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.
What is the sales tax rate in Louisa County?
The combined sales tax rate in Louisa County, VA is 5.75%, which includes the Virginia state rate of 5.30% plus an average local rate of 0.45%.
Is Louisa County an affordable place to live?
Based on the data, a single person in Louisa County, VA would need approximately $3,157 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $80,343 per year ($6,695 per month). Louisa County is relatively affordable compared to the national average.
How much does healthcare cost in Louisa County?
The ACA marketplace benchmark premium in Louisa County, VA is approximately $480 per month for an individual. Approximately 6.4% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.
What are house prices in Louisa County?
The average home value in Louisa County, VA is $275,600, with average annual property taxes of $1,781, according to U.S. Census Bureau data.
How does Louisa County compare to other areas?
You can compare Louisa County, VA with any other US county using our comparison tool at /compare. Louisa County is in Virginia.
Other counties in Virginia
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About this data
All figures on this page come from official U.S. government sources, listed below.
- HUD FMR FY2025
- ACS 2019-2023 5-Year
- EIA
- ACS + national avg
- ACS
- USDA + BEA RPP