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Iowa

Cost of living in Louisa County, IA

Estimated monthly cost
$2,753/mo
for a single person, all categories combined

Population 10,710 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $668 24%
Federal tax $544 20%
Healthcare $480 17%
Transport $320 12%
Groceries $315 11%
Energy $195 7%
State tax $181 7%
Water $50 2%

Rent in Louisa County

Fair Market Rents by bedroom count.

Studio
$601
per month
1 bedroom
$668
per month
2 bedroom
$877
per month
3 bedroom
$1,080
per month
4 bedroom
$1,163
per month

Source: HUD FMR FY2025

Income and earnings in Louisa County

Annual earnings figures from the Census ACS.

Household income
$80,223
per year
Individual earnings
$43,336
per year
Per capita
$35,747
per year

Source: ACS 2019-2023 5-Year.

Home values in Louisa County

Average values reported by homeowners.

Average home value
$137,600
Annual property tax
$1,752

Source: ACS 2019-2023 5-Year

Energy costs in Louisa County

Estimated monthly electricity and gas costs.

Electricity
$134
per month · 15.8¢/kWh
Natural gas
$61
per month
Annual total
$2,340
per year

Source: EIA

Healthcare in Louisa County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
5.1%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Louisa County

State and local tax rates for Iowa.

State income tax
5.7%
Top marginal rate
State sales tax
6.0%
Combined sales tax
6.9%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Louisa County

Commute patterns and estimated costs.

Average commute
23.9 min
Drive alone
81.2%
Public transit
0.0%
Work from home
4.0%

Source: ACS

Monthly cost estimates for Louisa County

What it costs to live in Louisa County each month.

Single person
$2,753
per month
  • Rent $668
  • Energy $195
  • Water $50
  • Groceries $315
  • Transport $320
  • Healthcare $480
  • Federal tax $544
  • State tax $181
Couple
$4,316
per month
  • Rent $877
  • Energy $234
  • Water $60
  • Groceries $522
  • Transport $420
  • Healthcare $864
  • Federal tax $983
  • State tax $356
Family
$6,643
per month
  • Rent $1,080
  • Energy $292
  • Water $70
  • Groceries $792
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $983
  • State tax $356

Frequently asked questions about Louisa County

Common questions about cost of living, rent and salary.

What is the average rent in Louisa County?

In Louisa County, IA, a one-bedroom apartment averages $668 per month, a two-bedroom averages $877 per month, a three-bedroom averages $1,080 per month, according to HUD Fair Market Rent data.

What is the average salary in Louisa County?

In Louisa County, IA, the average household income is $80,223 per year and individual earnings for full-time workers average $43,336 per year, according to U.S. Census Bureau data.

What is the cost of living in Louisa County?

The estimated cost of living in Louisa County, IA is approximately $2,753 per month for a single person, $4,316 for a couple, $6,643 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Louisa County?

The combined sales tax rate in Louisa County, IA is 6.94%, which includes the Iowa state rate of 6.00% plus an average local rate of 0.94%.

Is Louisa County an affordable place to live?

Based on the data, a single person in Louisa County, IA would need approximately $2,753 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $80,223 per year ($6,685 per month). Louisa County is relatively affordable compared to the national average.

How much does healthcare cost in Louisa County?

The ACA marketplace benchmark premium in Louisa County, IA is approximately $480 per month for an individual. Approximately 5.1% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Louisa County?

The average home value in Louisa County, IA is $137,600, with average annual property taxes of $1,752, according to U.S. Census Bureau data.

How does Louisa County compare to other areas?

You can compare Louisa County, IA with any other US county using our comparison tool at /compare. Louisa County is in Iowa.

Other counties in Iowa

Browse the full list of counties in Iowa, ranked by cost of living.

See all counties in Iowa

Compare Louisa County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources