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Knoxville, TN

Cost of living in Loudon County, TN

Part of the Knoxville Metro Area

Estimated monthly cost
$3,133/mo
for a single person, all categories combined

Population 56,996 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $1,264 40%
Federal tax $506 16%
Healthcare $480 15%
Transport $320 10%
Groceries $317 10%
Energy $191 6%
Water $55 2%
State tax $0 0%

Rent in Loudon County

Fair Market Rents by bedroom count.

Studio
$1,256
per month
1 bedroom
$1,264
per month
2 bedroom
$1,548
per month
3 bedroom
$1,989
per month
4 bedroom
$2,335
per month

Source: HUD FMR FY2025

Income and earnings in Loudon County

Annual earnings figures from the Census ACS.

Household income
$80,296
per year
Individual earnings
$40,977
per year
Per capita
$42,817
per year

Source: ACS 2019-2023 5-Year.

Home values in Loudon County

Average values reported by homeowners.

Average home value
$292,600
Annual property tax
$1,163

Source: ACS 2019-2023 5-Year

Energy costs in Loudon County

Estimated monthly electricity and gas costs.

Electricity
$147
per month · 13.4¢/kWh
Natural gas
$44
per month
Annual total
$2,292
per year

Source: EIA

Healthcare in Loudon County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
8.2%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Loudon County

State and local tax rates for Tennessee.

No state income tax
Tennessee does not levy a personal income tax.
State sales tax
7.0%
Combined sales tax
9.6%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Loudon County

Commute patterns and estimated costs.

Average commute
24.0 min
Drive alone
80.8%
Public transit
0.0%
Work from home
10.7%

Source: ACS

Monthly cost estimates for Loudon County

What it costs to live in Loudon County each month.

Single person
$3,133
per month
  • Rent $1,264
  • Energy $191
  • Water $55
  • Groceries $317
  • Transport $320
  • Healthcare $480
  • Federal tax $506
  • State tax $0
Couple
$4,635
per month
  • Rent $1,548
  • Energy $229
  • Water $65
  • Groceries $525
  • Transport $420
  • Healthcare $864
  • Federal tax $984
  • State tax $0
Family
$7,201
per month
  • Rent $1,989
  • Energy $286
  • Water $75
  • Groceries $797
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $984
  • State tax $0

Frequently asked questions about Loudon County

Common questions about cost of living, rent and salary.

What is the average rent in Loudon County?

In Loudon County, TN, a one-bedroom apartment averages $1,264 per month, a two-bedroom averages $1,548 per month, a three-bedroom averages $1,989 per month, according to HUD Fair Market Rent data.

What is the average salary in Loudon County?

In Loudon County, TN, the average household income is $80,296 per year and individual earnings for full-time workers average $40,977 per year, according to U.S. Census Bureau data.

What is the cost of living in Loudon County?

The estimated cost of living in Loudon County, TN is approximately $3,133 per month for a single person, $4,635 for a couple, $7,201 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Loudon County?

The combined sales tax rate in Loudon County, TN is 9.55%, which includes the Tennessee state rate of 7.00% plus an average local rate of 2.55%.

Is Loudon County an affordable place to live?

Based on the data, a single person in Loudon County, TN would need approximately $3,133 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $80,296 per year ($6,691 per month). Loudon County is relatively affordable compared to the national average.

How much does healthcare cost in Loudon County?

The ACA marketplace benchmark premium in Loudon County, TN is approximately $480 per month for an individual. Approximately 8.2% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Loudon County?

The average home value in Loudon County, TN is $292,600, with average annual property taxes of $1,163, according to U.S. Census Bureau data.

How does Loudon County compare to other areas?

You can compare Loudon County, TN with any other US county using our comparison tool at /compare. Loudon County is in the Knoxville, TN metro area.

Other counties in Tennessee

Browse the full list of counties in Tennessee, ranked by cost of living.

See all counties in Tennessee

Compare Loudon County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources