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Cleveland, OH

Cost of living in Lorain County, OH

Part of the Cleveland Metro Area

Estimated monthly cost
$2,943/mo
for a single person, all categories combined

Population 314,588 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $995 34%
Federal tax $544 18%
Healthcare $480 16%
Groceries $320 11%
Transport $320 11%
Energy $194 7%
Water $50 2%
State tax $40 1%

Rent in Lorain County

Fair Market Rents by bedroom count.

Studio
$881
per month
1 bedroom
$995
per month
2 bedroom
$1,208
per month
3 bedroom
$1,553
per month
4 bedroom
$1,667
per month

Source: HUD FMR FY2025

Income and earnings in Lorain County

Annual earnings figures from the Census ACS.

Household income
$70,693
per year
Individual earnings
$43,301
per year
Per capita
$39,638
per year

Source: ACS 2019-2023 5-Year.

Home values in Lorain County

Average values reported by homeowners.

Average home value
$207,200
Annual property tax
$2,992

Source: ACS 2019-2023 5-Year

Energy costs in Lorain County

Estimated monthly electricity and gas costs.

Electricity
$131
per month · 15.4¢/kWh
Natural gas
$63
per month
Annual total
$2,328
per year

Source: EIA

Healthcare in Lorain County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
5.3%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Lorain County

State and local tax rates for Ohio.

State income tax
3.5%
Top marginal rate
State sales tax
5.8%
Combined sales tax
7.2%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Lorain County

Commute patterns and estimated costs.

Average commute
25.4 min
Drive alone
78.6%
Public transit
0.4%
Work from home
10.0%

Source: ACS

Monthly cost estimates for Lorain County

What it costs to live in Lorain County each month.

Single person
$2,943
per month
  • Rent $995
  • Energy $194
  • Water $50
  • Groceries $320
  • Transport $320
  • Healthcare $480
  • Federal tax $544
  • State tax $40
Couple
$4,244
per month
  • Rent $1,208
  • Energy $233
  • Water $60
  • Groceries $530
  • Transport $420
  • Healthcare $864
  • Federal tax $827
  • State tax $102
Family
$6,718
per month
  • Rent $1,553
  • Energy $291
  • Water $70
  • Groceries $805
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $827
  • State tax $102

Frequently asked questions about Lorain County

Common questions about cost of living, rent and salary.

What is the average rent in Lorain County?

In Lorain County, OH, a one-bedroom apartment averages $995 per month, a two-bedroom averages $1,208 per month, a three-bedroom averages $1,553 per month, according to HUD Fair Market Rent data.

What is the average salary in Lorain County?

In Lorain County, OH, the average household income is $70,693 per year and individual earnings for full-time workers average $43,301 per year, according to U.S. Census Bureau data.

What is the cost of living in Lorain County?

The estimated cost of living in Lorain County, OH is approximately $2,943 per month for a single person, $4,244 for a couple, $6,718 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Lorain County?

The combined sales tax rate in Lorain County, OH is 7.24%, which includes the Ohio state rate of 5.75% plus an average local rate of 1.49%.

Is Lorain County an affordable place to live?

Based on the data, a single person in Lorain County, OH would need approximately $2,943 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $70,693 per year ($5,891 per month). Lorain County is relatively affordable compared to the national average.

How much does healthcare cost in Lorain County?

The ACA marketplace benchmark premium in Lorain County, OH is approximately $480 per month for an individual. Approximately 5.3% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Lorain County?

The average home value in Lorain County, OH is $207,200, with average annual property taxes of $2,992, according to U.S. Census Bureau data.

How does Lorain County compare to other areas?

You can compare Lorain County, OH with any other US county using our comparison tool at /compare. Lorain County is in the Cleveland, OH metro area.

Other counties in Ohio

Browse the full list of counties in Ohio, ranked by cost of living.

See all counties in Ohio

Compare Lorain County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources