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Paducah, KY-IL

Cost of living in Livingston County, KY

Part of the Paducah Metro Area

Estimated monthly cost
$2,605/mo
for a single person, all categories combined

Population 8,941 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $689 26%
Healthcare $480 18%
Federal tax $433 17%
Transport $320 12%
Groceries $312 12%
Energy $194 7%
State tax $122 5%
Water $55 2%

Rent in Livingston County

Fair Market Rents by bedroom count.

Studio
$635
per month
1 bedroom
$689
per month
2 bedroom
$882
per month
3 bedroom
$1,063
per month
4 bedroom
$1,215
per month

Source: HUD FMR FY2025

Income and earnings in Livingston County

Annual earnings figures from the Census ACS.

Household income
$59,713
per year
Individual earnings
$36,529
per year
Per capita
$29,831
per year

Source: ACS 2019-2023 5-Year.

Home values in Livingston County

Average values reported by homeowners.

Average home value
$116,300
Annual property tax
$731

Source: ACS 2019-2023 5-Year

Energy costs in Livingston County

Estimated monthly electricity and gas costs.

Electricity
$140
per month · 13.3¢/kWh
Natural gas
$54
per month
Annual total
$2,328
per year

Source: EIA

Healthcare in Livingston County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
4.6%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Livingston County

State and local tax rates for Kentucky.

State income tax
4.0%
Flat rate
State sales tax
6.0%
Combined sales tax
6.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Livingston County

Commute patterns and estimated costs.

Average commute
30.3 min
Drive alone
76.0%
Public transit
1.6%
Work from home
4.4%

Source: ACS

Monthly cost estimates for Livingston County

What it costs to live in Livingston County each month.

Single person
$2,605
per month
  • Rent $689
  • Energy $194
  • Water $55
  • Groceries $312
  • Transport $320
  • Healthcare $480
  • Federal tax $433
  • State tax $122
Couple
$3,827
per month
  • Rent $882
  • Energy $233
  • Water $65
  • Groceries $517
  • Transport $420
  • Healthcare $864
  • Federal tax $647
  • State tax $199
Family
$6,129
per month
  • Rent $1,063
  • Energy $291
  • Water $75
  • Groceries $784
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $647
  • State tax $199

Frequently asked questions about Livingston County

Common questions about cost of living, rent and salary.

What is the average rent in Livingston County?

In Livingston County, KY, a one-bedroom apartment averages $689 per month, a two-bedroom averages $882 per month, a three-bedroom averages $1,063 per month, according to HUD Fair Market Rent data.

What is the average salary in Livingston County?

In Livingston County, KY, the average household income is $59,713 per year and individual earnings for full-time workers average $36,529 per year, according to U.S. Census Bureau data.

What is the cost of living in Livingston County?

The estimated cost of living in Livingston County, KY is approximately $2,605 per month for a single person, $3,827 for a couple, $6,129 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Livingston County?

The combined sales tax rate in Livingston County, KY is 6.00%, which includes the Kentucky state rate of 6.00% plus an average local rate of 0.00%.

Is Livingston County an affordable place to live?

Based on the data, a single person in Livingston County, KY would need approximately $2,605 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $59,713 per year ($4,976 per month). Livingston County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Livingston County?

The ACA marketplace benchmark premium in Livingston County, KY is approximately $480 per month for an individual. Approximately 4.6% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Livingston County?

The average home value in Livingston County, KY is $116,300, with average annual property taxes of $731, according to U.S. Census Bureau data.

How does Livingston County compare to other areas?

You can compare Livingston County, KY with any other US county using our comparison tool at /compare. Livingston County is in the Paducah, KY-IL metro area.

Other counties in Kentucky

Browse the full list of counties in Kentucky, ranked by cost of living.

See all counties in Kentucky

Compare Livingston County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources