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Pontiac, IL

Cost of living in Livingston County, IL

Estimated monthly cost
$2,769/mo
for a single person, all categories combined

Population 35,659 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $736 27%
Federal tax $495 18%
Healthcare $480 17%
Groceries $345 12%
Transport $320 12%
Energy $177 6%
State tax $166 6%
Water $50 2%

Rent in Livingston County

Fair Market Rents by bedroom count.

Studio
$658
per month
1 bedroom
$736
per month
2 bedroom
$960
per month
3 bedroom
$1,230
per month
4 bedroom
$1,273
per month

Source: HUD FMR FY2025

Income and earnings in Livingston County

Annual earnings figures from the Census ACS.

Household income
$70,796
per year
Individual earnings
$40,313
per year
Per capita
$36,002
per year

Source: ACS 2019-2023 5-Year.

Home values in Livingston County

Average values reported by homeowners.

Average home value
$131,500
Annual property tax
$2,867

Source: ACS 2019-2023 5-Year

Energy costs in Livingston County

Estimated monthly electricity and gas costs.

Electricity
$116
per month · 16.5¢/kWh
Natural gas
$61
per month
Annual total
$2,124
per year

Source: EIA

Healthcare in Livingston County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
4.9%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Livingston County

State and local tax rates for Illinois.

State income tax
5.0%
Flat rate
State sales tax
6.3%
Combined sales tax
8.8%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Livingston County

Commute patterns and estimated costs.

Average commute
22.3 min
Drive alone
80.8%
Public transit
0.2%
Work from home
6.8%

Source: ACS

Monthly cost estimates for Livingston County

What it costs to live in Livingston County each month.

Single person
$2,769
per month
  • Rent $736
  • Energy $177
  • Water $50
  • Groceries $345
  • Transport $320
  • Healthcare $480
  • Federal tax $495
  • State tax $166
Couple
$4,209
per month
  • Rent $960
  • Energy $212
  • Water $60
  • Groceries $572
  • Transport $420
  • Healthcare $864
  • Federal tax $829
  • State tax $292
Family
$6,624
per month
  • Rent $1,230
  • Energy $266
  • Water $70
  • Groceries $867
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $829
  • State tax $292

Frequently asked questions about Livingston County

Common questions about cost of living, rent and salary.

What is the average rent in Livingston County?

In Livingston County, IL, a one-bedroom apartment averages $736 per month, a two-bedroom averages $960 per month, a three-bedroom averages $1,230 per month, according to HUD Fair Market Rent data.

What is the average salary in Livingston County?

In Livingston County, IL, the average household income is $70,796 per year and individual earnings for full-time workers average $40,313 per year, according to U.S. Census Bureau data.

What is the cost of living in Livingston County?

The estimated cost of living in Livingston County, IL is approximately $2,769 per month for a single person, $4,209 for a couple, $6,624 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Livingston County?

The combined sales tax rate in Livingston County, IL is 8.82%, which includes the Illinois state rate of 6.25% plus an average local rate of 2.57%.

Is Livingston County an affordable place to live?

Based on the data, a single person in Livingston County, IL would need approximately $2,769 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $70,796 per year ($5,900 per month). Livingston County is relatively affordable compared to the national average.

How much does healthcare cost in Livingston County?

The ACA marketplace benchmark premium in Livingston County, IL is approximately $480 per month for an individual. Approximately 4.9% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Livingston County?

The average home value in Livingston County, IL is $131,500, with average annual property taxes of $2,867, according to U.S. Census Bureau data.

How does Livingston County compare to other areas?

You can compare Livingston County, IL with any other US county using our comparison tool at /compare. Livingston County is in the Pontiac, IL metro area.

Other counties in Illinois

Browse the full list of counties in Illinois, ranked by cost of living.

See all counties in Illinois

Compare Livingston County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources