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Sioux Falls, SD-MN

Cost of living in Lincoln County, SD

Part of the Sioux Falls Metro Area

Estimated monthly cost
$2,921/mo
for a single person, all categories combined

Population 68,286 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $882 30%
Federal tax $665 23%
Healthcare $480 16%
Groceries $324 11%
Transport $320 11%
Energy $200 7%
Water $50 2%
State tax $0 0%

Rent in Lincoln County

Fair Market Rents by bedroom count.

Studio
$748
per month
1 bedroom
$882
per month
2 bedroom
$1,030
per month
3 bedroom
$1,412
per month
4 bedroom
$1,730
per month

Source: HUD FMR FY2025

Income and earnings in Lincoln County

Annual earnings figures from the Census ACS.

Household income
$96,552
per year
Individual earnings
$50,722
per year
Per capita
$50,843
per year

Source: ACS 2019-2023 5-Year.

Home values in Lincoln County

Average values reported by homeowners.

Average home value
$323,500
Annual property tax
$3,822

Source: ACS 2019-2023 5-Year

Energy costs in Lincoln County

Estimated monthly electricity and gas costs.

Electricity
$142
per month · 14.2¢/kWh
Natural gas
$58
per month
Annual total
$2,400
per year

Source: EIA

Healthcare in Lincoln County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
3.7%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Lincoln County

State and local tax rates for South Dakota.

No state income tax
South Dakota does not levy a personal income tax.
State sales tax
4.2%
Combined sales tax
6.1%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Lincoln County

Commute patterns and estimated costs.

Average commute
19.1 min
Drive alone
81.4%
Public transit
0.2%
Work from home
11.1%

Source: ACS

Monthly cost estimates for Lincoln County

What it costs to live in Lincoln County each month.

Single person
$2,921
per month
  • Rent $882
  • Energy $200
  • Water $50
  • Groceries $324
  • Transport $320
  • Healthcare $480
  • Federal tax $665
  • State tax $0
Couple
$4,401
per month
  • Rent $1,030
  • Energy $240
  • Water $60
  • Groceries $537
  • Transport $420
  • Healthcare $864
  • Federal tax $1,250
  • State tax $0
Family
$6,917
per month
  • Rent $1,412
  • Energy $300
  • Water $70
  • Groceries $815
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $1,250
  • State tax $0

Frequently asked questions about Lincoln County

Common questions about cost of living, rent and salary.

What is the average rent in Lincoln County?

In Lincoln County, SD, a one-bedroom apartment averages $882 per month, a two-bedroom averages $1,030 per month, a three-bedroom averages $1,412 per month, according to HUD Fair Market Rent data.

What is the average salary in Lincoln County?

In Lincoln County, SD, the average household income is $96,552 per year and individual earnings for full-time workers average $50,722 per year, according to U.S. Census Bureau data.

What is the cost of living in Lincoln County?

The estimated cost of living in Lincoln County, SD is approximately $2,921 per month for a single person, $4,401 for a couple, $6,917 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Lincoln County?

The combined sales tax rate in Lincoln County, SD is 6.10%, which includes the South Dakota state rate of 4.20% plus an average local rate of 1.90%.

Is Lincoln County an affordable place to live?

Based on the data, a single person in Lincoln County, SD would need approximately $2,921 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $96,552 per year ($8,046 per month). Lincoln County is relatively affordable compared to the national average.

How much does healthcare cost in Lincoln County?

The ACA marketplace benchmark premium in Lincoln County, SD is approximately $480 per month for an individual. Approximately 3.7% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Lincoln County?

The average home value in Lincoln County, SD is $323,500, with average annual property taxes of $3,822, according to U.S. Census Bureau data.

How does Lincoln County compare to other areas?

You can compare Lincoln County, SD with any other US county using our comparison tool at /compare. Lincoln County is in the Sioux Falls, SD-MN metro area.

Other counties in South Dakota

Browse the full list of counties in South Dakota, ranked by cost of living.

See all counties in South Dakota

Compare Lincoln County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources