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Danville, KY

Cost of living in Lincoln County, KY

Estimated monthly cost
$2,716/mo
for a single person, all categories combined

Population 24,415 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $770 28%
Healthcare $480 18%
Federal tax $458 17%
Transport $320 12%
Groceries $312 11%
Energy $194 7%
State tax $127 5%
Water $55 2%

Rent in Lincoln County

Fair Market Rents by bedroom count.

Studio
$624
per month
1 bedroom
$770
per month
2 bedroom
$867
per month
3 bedroom
$1,045
per month
4 bedroom
$1,149
per month

Source: HUD FMR FY2025

Income and earnings in Lincoln County

Annual earnings figures from the Census ACS.

Household income
$50,862
per year
Individual earnings
$38,041
per year
Per capita
$27,267
per year

Source: ACS 2019-2023 5-Year.

Home values in Lincoln County

Average values reported by homeowners.

Average home value
$139,300
Annual property tax
$1,020

Source: ACS 2019-2023 5-Year

Energy costs in Lincoln County

Estimated monthly electricity and gas costs.

Electricity
$140
per month · 13.3¢/kWh
Natural gas
$54
per month
Annual total
$2,328
per year

Source: EIA

Healthcare in Lincoln County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
5.6%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Lincoln County

State and local tax rates for Kentucky.

State income tax
4.0%
Flat rate
State sales tax
6.0%
Combined sales tax
6.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Lincoln County

Commute patterns and estimated costs.

Average commute
30.4 min
Drive alone
80.9%
Public transit
0.1%
Work from home
9.5%

Source: ACS

Monthly cost estimates for Lincoln County

What it costs to live in Lincoln County each month.

Single person
$2,716
per month
  • Rent $770
  • Energy $194
  • Water $55
  • Groceries $312
  • Transport $320
  • Healthcare $480
  • Federal tax $458
  • State tax $127
Couple
$3,641
per month
  • Rent $867
  • Energy $233
  • Water $65
  • Groceries $517
  • Transport $420
  • Healthcare $864
  • Federal tax $505
  • State tax $170
Family
$5,940
per month
  • Rent $1,045
  • Energy $291
  • Water $75
  • Groceries $784
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $505
  • State tax $170

Frequently asked questions about Lincoln County

Common questions about cost of living, rent and salary.

What is the average rent in Lincoln County?

In Lincoln County, KY, a one-bedroom apartment averages $770 per month, a two-bedroom averages $867 per month, a three-bedroom averages $1,045 per month, according to HUD Fair Market Rent data.

What is the average salary in Lincoln County?

In Lincoln County, KY, the average household income is $50,862 per year and individual earnings for full-time workers average $38,041 per year, according to U.S. Census Bureau data.

What is the cost of living in Lincoln County?

The estimated cost of living in Lincoln County, KY is approximately $2,716 per month for a single person, $3,641 for a couple, $5,940 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Lincoln County?

The combined sales tax rate in Lincoln County, KY is 6.00%, which includes the Kentucky state rate of 6.00% plus an average local rate of 0.00%.

Is Lincoln County an affordable place to live?

Based on the data, a single person in Lincoln County, KY would need approximately $2,716 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $50,862 per year ($4,239 per month). Lincoln County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Lincoln County?

The ACA marketplace benchmark premium in Lincoln County, KY is approximately $480 per month for an individual. Approximately 5.6% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Lincoln County?

The average home value in Lincoln County, KY is $139,300, with average annual property taxes of $1,020, according to U.S. Census Bureau data.

How does Lincoln County compare to other areas?

You can compare Lincoln County, KY with any other US county using our comparison tool at /compare. Lincoln County is in the Danville, KY metro area.

Other counties in Kentucky

Browse the full list of counties in Kentucky, ranked by cost of living.

See all counties in Kentucky

Compare Lincoln County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources