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Kentucky

Cost of living in Letcher County, KY

Estimated monthly cost
$2,594/mo
for a single person, all categories combined

Population 21,146 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $755 29%
Healthcare $480 19%
Federal tax $369 14%
Transport $320 12%
Groceries $312 12%
Energy $194 7%
State tax $109 4%
Water $55 2%

Rent in Letcher County

Fair Market Rents by bedroom count.

Studio
$624
per month
1 bedroom
$755
per month
2 bedroom
$867
per month
3 bedroom
$1,215
per month
4 bedroom
$1,337
per month

Source: HUD FMR FY2025

Income and earnings in Letcher County

Annual earnings figures from the Census ACS.

Household income
$40,501
per year
Individual earnings
$32,652
per year
Per capita
$24,260
per year

Source: ACS 2019-2023 5-Year.

Home values in Letcher County

Average values reported by homeowners.

Average home value
$70,500
Annual property tax
$657

Source: ACS 2019-2023 5-Year

Energy costs in Letcher County

Estimated monthly electricity and gas costs.

Electricity
$140
per month · 13.3¢/kWh
Natural gas
$54
per month
Annual total
$2,328
per year

Source: EIA

Healthcare in Letcher County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
3.8%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Letcher County

State and local tax rates for Kentucky.

State income tax
4.0%
Flat rate
State sales tax
6.0%
Combined sales tax
6.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Letcher County

Commute patterns and estimated costs.

Average commute
28.0 min
Drive alone
73.9%
Public transit
0.5%
Work from home
7.4%

Source: ACS

Monthly cost estimates for Letcher County

What it costs to live in Letcher County each month.

Single person
$2,594
per month
  • Rent $755
  • Energy $194
  • Water $55
  • Groceries $312
  • Transport $320
  • Healthcare $480
  • Federal tax $369
  • State tax $109
Couple
$3,453
per month
  • Rent $867
  • Energy $233
  • Water $65
  • Groceries $517
  • Transport $420
  • Healthcare $864
  • Federal tax $352
  • State tax $135
Family
$5,922
per month
  • Rent $1,215
  • Energy $291
  • Water $75
  • Groceries $784
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $352
  • State tax $135

Frequently asked questions about Letcher County

Common questions about cost of living, rent and salary.

What is the average rent in Letcher County?

In Letcher County, KY, a one-bedroom apartment averages $755 per month, a two-bedroom averages $867 per month, a three-bedroom averages $1,215 per month, according to HUD Fair Market Rent data.

What is the average salary in Letcher County?

In Letcher County, KY, the average household income is $40,501 per year and individual earnings for full-time workers average $32,652 per year, according to U.S. Census Bureau data.

What is the cost of living in Letcher County?

The estimated cost of living in Letcher County, KY is approximately $2,594 per month for a single person, $3,453 for a couple, $5,922 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Letcher County?

The combined sales tax rate in Letcher County, KY is 6.00%, which includes the Kentucky state rate of 6.00% plus an average local rate of 0.00%.

Is Letcher County an affordable place to live?

Based on the data, a single person in Letcher County, KY would need approximately $2,594 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $40,501 per year ($3,375 per month). Letcher County has a high cost of living relative to local earnings.

How much does healthcare cost in Letcher County?

The ACA marketplace benchmark premium in Letcher County, KY is approximately $480 per month for an individual. Approximately 3.8% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Letcher County?

The average home value in Letcher County, KY is $70,500, with average annual property taxes of $657, according to U.S. Census Bureau data.

How does Letcher County compare to other areas?

You can compare Letcher County, KY with any other US county using our comparison tool at /compare. Letcher County is in Kentucky.

Other counties in Kentucky

Browse the full list of counties in Kentucky, ranked by cost of living.

See all counties in Kentucky

Compare Letcher County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP