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Cape Coral-Fort Myers, FL

Cost of living in Fort Myers, Florida

Lee County, FL

Part of the Cape Coral Metro Area

Estimated monthly cost
$3,383/mo
for a single person, all categories combined

Population 792,692 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $1,488 44%
Federal tax $491 15%
Healthcare $480 14%
Groceries $352 10%
Transport $320 9%
Energy $197 6%
Water $55 2%
State tax $0 0%

Rent in Fort Myers

Fair Market Rents by bedroom count.

Studio
$1,478
per month
1 bedroom
$1,488
per month
2 bedroom
$1,843
per month
3 bedroom
$2,422
per month
4 bedroom
$2,691
per month

Source: HUD FMR FY2025

Income and earnings in Fort Myers

Annual earnings figures from the Census ACS.

Household income
$73,099
per year
Individual earnings
$40,072
per year
Per capita
$43,365
per year

Source: ACS 2019-2023 5-Year.

Home values in Fort Myers

Average values reported by homeowners.

Average home value
$326,300
Annual property tax
$2,699

Source: ACS 2019-2023 5-Year

Energy costs in Fort Myers

Estimated monthly electricity and gas costs.

Electricity
$176
per month · 16¢/kWh
Natural gas
$21
per month
Annual total
$2,364
per year

Source: EIA

Healthcare in Fort Myers

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
12.5%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Fort Myers

State and local tax rates for Florida.

No state income tax
Florida does not levy a personal income tax.
State sales tax
6.0%
Combined sales tax
7.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Fort Myers

Commute patterns and estimated costs.

Average commute
28.4 min
Drive alone
72.7%
Public transit
0.5%
Work from home
13.8%

Source: ACS

Monthly cost estimates for Fort Myers

What it costs to live in Fort Myers each month.

Single person
$3,383
per month
  • Rent $1,488
  • Energy $197
  • Water $55
  • Groceries $352
  • Transport $320
  • Healthcare $480
  • Federal tax $491
  • State tax $0
Couple
$4,877
per month
  • Rent $1,843
  • Energy $236
  • Water $65
  • Groceries $583
  • Transport $420
  • Healthcare $864
  • Federal tax $866
  • State tax $0
Family
$7,614
per month
  • Rent $2,422
  • Energy $296
  • Water $75
  • Groceries $885
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $866
  • State tax $0

Frequently asked questions about Fort Myers

Common questions about cost of living, rent and salary.

What is the average rent in Fort Myers?

In Fort Myers, Florida, a one-bedroom apartment averages $1,488 per month, a two-bedroom averages $1,843 per month, a three-bedroom averages $2,422 per month, according to HUD Fair Market Rent data.

What is the average salary in Fort Myers?

In Fort Myers, Florida, the average household income is $73,099 per year and individual earnings for full-time workers average $40,072 per year, according to U.S. Census Bureau data.

What is the cost of living in Fort Myers?

The estimated cost of living in Fort Myers, Florida is approximately $3,383 per month for a single person, $4,877 for a couple, $7,614 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Fort Myers?

The combined sales tax rate in Fort Myers, Florida is 7.01%, which includes the Florida state rate of 6.00% plus an average local rate of 1.01%.

Is Fort Myers an affordable place to live?

Based on the data, a single person in Fort Myers, Florida would need approximately $3,383 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $73,099 per year ($6,092 per month). Fort Myers has a moderate cost of living relative to local earnings.

How much does healthcare cost in Fort Myers?

The ACA marketplace benchmark premium in Fort Myers, Florida is approximately $480 per month for an individual. Approximately 12.5% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Fort Myers?

The average home value in Fort Myers, Florida is $326,300, with average annual property taxes of $2,699, according to U.S. Census Bureau data.

How does Fort Myers compare to other areas?

You can compare Fort Myers, Florida with any other US county using our comparison tool at /compare. Fort Myers is in the Cape Coral-Fort Myers, FL metro area.

Other counties in Florida

Browse the full list of counties in Florida, ranked by cost of living.

See all counties in Florida

Compare Fort Myers with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources