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Spearfish, SD

Cost of living in Lawrence County, SD

Estimated monthly cost
$2,513/mo
for a single person, all categories combined

Population 26,574 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $734 29%
Healthcare $480 19%
Federal tax $405 16%
Groceries $324 13%
Transport $320 13%
Energy $200 8%
Water $50 2%
State tax $0 0%

Rent in Lawrence County

Fair Market Rents by bedroom count.

Studio
$660
per month
1 bedroom
$734
per month
2 bedroom
$963
per month
3 bedroom
$1,349
per month
4 bedroom
$1,617
per month

Source: HUD FMR FY2025

Income and earnings in Lawrence County

Annual earnings figures from the Census ACS.

Household income
$66,766
per year
Individual earnings
$34,802
per year
Per capita
$42,663
per year

Source: ACS 2019-2023 5-Year.

Home values in Lawrence County

Average values reported by homeowners.

Average home value
$310,800
Annual property tax
$2,671

Source: ACS 2019-2023 5-Year

Energy costs in Lawrence County

Estimated monthly electricity and gas costs.

Electricity
$142
per month · 14.2¢/kWh
Natural gas
$58
per month
Annual total
$2,400
per year

Source: EIA

Healthcare in Lawrence County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
10.9%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Lawrence County

State and local tax rates for South Dakota.

No state income tax
South Dakota does not levy a personal income tax.
State sales tax
4.2%
Combined sales tax
6.1%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Lawrence County

Commute patterns and estimated costs.

Average commute
18.1 min
Drive alone
79.2%
Public transit
1.2%
Work from home
6.0%

Source: ACS

Monthly cost estimates for Lawrence County

What it costs to live in Lawrence County each month.

Single person
$2,513
per month
  • Rent $734
  • Energy $200
  • Water $50
  • Groceries $324
  • Transport $320
  • Healthcare $480
  • Federal tax $405
  • State tax $0
Couple
$3,847
per month
  • Rent $963
  • Energy $240
  • Water $60
  • Groceries $537
  • Transport $420
  • Healthcare $864
  • Federal tax $763
  • State tax $0
Family
$6,367
per month
  • Rent $1,349
  • Energy $300
  • Water $70
  • Groceries $815
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $763
  • State tax $0

Frequently asked questions about Lawrence County

Common questions about cost of living, rent and salary.

What is the average rent in Lawrence County?

In Lawrence County, SD, a one-bedroom apartment averages $734 per month, a two-bedroom averages $963 per month, a three-bedroom averages $1,349 per month, according to HUD Fair Market Rent data.

What is the average salary in Lawrence County?

In Lawrence County, SD, the average household income is $66,766 per year and individual earnings for full-time workers average $34,802 per year, according to U.S. Census Bureau data.

What is the cost of living in Lawrence County?

The estimated cost of living in Lawrence County, SD is approximately $2,513 per month for a single person, $3,847 for a couple, $6,367 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Lawrence County?

The combined sales tax rate in Lawrence County, SD is 6.10%, which includes the South Dakota state rate of 4.20% plus an average local rate of 1.90%.

Is Lawrence County an affordable place to live?

Based on the data, a single person in Lawrence County, SD would need approximately $2,513 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $66,766 per year ($5,564 per month). Lawrence County is relatively affordable compared to the national average.

How much does healthcare cost in Lawrence County?

The ACA marketplace benchmark premium in Lawrence County, SD is approximately $480 per month for an individual. Approximately 10.9% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Lawrence County?

The average home value in Lawrence County, SD is $310,800, with average annual property taxes of $2,671, according to U.S. Census Bureau data.

How does Lawrence County compare to other areas?

You can compare Lawrence County, SD with any other US county using our comparison tool at /compare. Lawrence County is in the Spearfish, SD metro area.

Other counties in South Dakota

Browse the full list of counties in South Dakota, ranked by cost of living.

See all counties in South Dakota

Compare Lawrence County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources