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Huntington-Ashland, WV-KY-OH

Cost of living in Lawrence County, KY

Part of the Huntington Metro Area

Estimated monthly cost
$2,494/mo
for a single person, all categories combined

Population 16,171 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $672 27%
Healthcare $480 19%
Federal tax $355 14%
Transport $320 13%
Groceries $312 13%
Energy $194 8%
State tax $106 4%
Water $55 2%

Rent in Lawrence County

Fair Market Rents by bedroom count.

Studio
$634
per month
1 bedroom
$672
per month
2 bedroom
$881
per month
3 bedroom
$1,074
per month
4 bedroom
$1,233
per month

Source: HUD FMR FY2025

Income and earnings in Lawrence County

Annual earnings figures from the Census ACS.

Household income
$45,584
per year
Individual earnings
$31,758
per year
Per capita
$24,027
per year

Source: ACS 2019-2023 5-Year.

Home values in Lawrence County

Average values reported by homeowners.

Average home value
$108,100
Annual property tax
$733

Source: ACS 2019-2023 5-Year

Energy costs in Lawrence County

Estimated monthly electricity and gas costs.

Electricity
$140
per month · 13.3¢/kWh
Natural gas
$54
per month
Annual total
$2,328
per year

Source: EIA

Healthcare in Lawrence County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
6.1%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Lawrence County

State and local tax rates for Kentucky.

State income tax
4.0%
Flat rate
State sales tax
6.0%
Combined sales tax
6.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Lawrence County

Commute patterns and estimated costs.

Average commute
30.4 min
Drive alone
86.0%
Public transit
0.3%
Work from home
4.5%

Source: ACS

Monthly cost estimates for Lawrence County

What it costs to live in Lawrence County each month.

Single person
$2,494
per month
  • Rent $672
  • Energy $194
  • Water $55
  • Groceries $312
  • Transport $320
  • Healthcare $480
  • Federal tax $355
  • State tax $106
Couple
$3,559
per month
  • Rent $881
  • Energy $233
  • Water $65
  • Groceries $517
  • Transport $420
  • Healthcare $864
  • Federal tax $427
  • State tax $152
Family
$5,873
per month
  • Rent $1,074
  • Energy $291
  • Water $75
  • Groceries $784
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $427
  • State tax $152

Frequently asked questions about Lawrence County

Common questions about cost of living, rent and salary.

What is the average rent in Lawrence County?

In Lawrence County, KY, a one-bedroom apartment averages $672 per month, a two-bedroom averages $881 per month, a three-bedroom averages $1,074 per month, according to HUD Fair Market Rent data.

What is the average salary in Lawrence County?

In Lawrence County, KY, the average household income is $45,584 per year and individual earnings for full-time workers average $31,758 per year, according to U.S. Census Bureau data.

What is the cost of living in Lawrence County?

The estimated cost of living in Lawrence County, KY is approximately $2,494 per month for a single person, $3,559 for a couple, $5,873 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Lawrence County?

The combined sales tax rate in Lawrence County, KY is 6.00%, which includes the Kentucky state rate of 6.00% plus an average local rate of 0.00%.

Is Lawrence County an affordable place to live?

Based on the data, a single person in Lawrence County, KY would need approximately $2,494 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $45,584 per year ($3,799 per month). Lawrence County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Lawrence County?

The ACA marketplace benchmark premium in Lawrence County, KY is approximately $480 per month for an individual. Approximately 6.1% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Lawrence County?

The average home value in Lawrence County, KY is $108,100, with average annual property taxes of $733, according to U.S. Census Bureau data.

How does Lawrence County compare to other areas?

You can compare Lawrence County, KY with any other US county using our comparison tool at /compare. Lawrence County is in the Huntington-Ashland, WV-KY-OH metro area.

Other counties in Kentucky

Browse the full list of counties in Kentucky, ranked by cost of living.

See all counties in Kentucky

Compare Lawrence County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources