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Florence-Muscle Shoals, AL

Cost of living in Lauderdale County, AL

Part of the Florence Metro Area

Estimated monthly cost
$2,698/mo
for a single person, all categories combined

Population 95,037 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $743 28%
Healthcare $480 18%
Federal tax $413 15%
Transport $320 12%
Groceries $306 11%
Energy $237 9%
State tax $144 5%
Water $55 2%

Rent in Lauderdale County

Fair Market Rents by bedroom count.

Studio
$674
per month
1 bedroom
$743
per month
2 bedroom
$974
per month
3 bedroom
$1,196
per month
4 bedroom
$1,421
per month

Source: HUD FMR FY2025

Income and earnings in Lauderdale County

Annual earnings figures from the Census ACS.

Household income
$59,082
per year
Individual earnings
$35,288
per year
Per capita
$33,595
per year

Source: ACS 2019-2023 5-Year.

Home values in Lauderdale County

Average values reported by homeowners.

Average home value
$185,800
Annual property tax
$697

Source: ACS 2019-2023 5-Year

Energy costs in Lauderdale County

Estimated monthly electricity and gas costs.

Electricity
$179
per month · 15.6¢/kWh
Natural gas
$58
per month
Annual total
$2,844
per year

Source: EIA

Healthcare in Lauderdale County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
9.8%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Lauderdale County

State and local tax rates for Alabama.

State income tax
5.0%
Top marginal rate
State sales tax
4.0%
Combined sales tax
9.2%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Lauderdale County

Commute patterns and estimated costs.

Average commute
26.7 min
Drive alone
80.3%
Public transit
0.0%
Work from home
6.4%

Source: ACS

Monthly cost estimates for Lauderdale County

What it costs to live in Lauderdale County each month.

Single person
$2,698
per month
  • Rent $743
  • Energy $237
  • Water $55
  • Groceries $306
  • Transport $320
  • Healthcare $480
  • Federal tax $413
  • State tax $144
Couple
$3,994
per month
  • Rent $974
  • Energy $284
  • Water $65
  • Groceries $507
  • Transport $420
  • Healthcare $864
  • Federal tax $637
  • State tax $243
Family
$6,346
per month
  • Rent $1,196
  • Energy $356
  • Water $75
  • Groceries $769
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $637
  • State tax $243

Frequently asked questions about Lauderdale County

Common questions about cost of living, rent and salary.

What is the average rent in Lauderdale County?

In Lauderdale County, AL, a one-bedroom apartment averages $743 per month, a two-bedroom averages $974 per month, a three-bedroom averages $1,196 per month, according to HUD Fair Market Rent data.

What is the average salary in Lauderdale County?

In Lauderdale County, AL, the average household income is $59,082 per year and individual earnings for full-time workers average $35,288 per year, according to U.S. Census Bureau data.

What is the cost of living in Lauderdale County?

The estimated cost of living in Lauderdale County, AL is approximately $2,698 per month for a single person, $3,994 for a couple, $6,346 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Lauderdale County?

The combined sales tax rate in Lauderdale County, AL is 9.24%, which includes the Alabama state rate of 4.00% plus an average local rate of 5.24%.

Is Lauderdale County an affordable place to live?

Based on the data, a single person in Lauderdale County, AL would need approximately $2,698 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $59,082 per year ($4,924 per month). Lauderdale County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Lauderdale County?

The ACA marketplace benchmark premium in Lauderdale County, AL is approximately $480 per month for an individual. Approximately 9.8% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Lauderdale County?

The average home value in Lauderdale County, AL is $185,800, with average annual property taxes of $697, according to U.S. Census Bureau data.

How does Lauderdale County compare to other areas?

You can compare Lauderdale County, AL with any other US county using our comparison tool at /compare. Lauderdale County is in the Florence-Muscle Shoals, AL metro area.

Other counties in Alabama

Browse the full list of counties in Alabama, ranked by cost of living.

See all counties in Alabama

Compare Lauderdale County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources