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Elizabethtown, KY

Cost of living in Larue County, KY

Part of the Elizabethtown Metro Area

Estimated monthly cost
$2,911/mo
for a single person, all categories combined

Population 15,028 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $862 30%
Federal tax $544 19%
Healthcare $480 16%
Transport $320 11%
Groceries $312 11%
Energy $194 7%
State tax $144 5%
Water $55 2%

Rent in Larue County

Fair Market Rents by bedroom count.

Studio
$857
per month
1 bedroom
$862
per month
2 bedroom
$1,075
per month
3 bedroom
$1,506
per month
4 bedroom
$1,805
per month

Source: HUD FMR FY2025

Income and earnings in Larue County

Annual earnings figures from the Census ACS.

Household income
$67,770
per year
Individual earnings
$43,292
per year
Per capita
$30,533
per year

Source: ACS 2019-2023 5-Year.

Home values in Larue County

Average values reported by homeowners.

Average home value
$177,500
Annual property tax
$1,118

Source: ACS 2019-2023 5-Year

Energy costs in Larue County

Estimated monthly electricity and gas costs.

Electricity
$140
per month · 13.3¢/kWh
Natural gas
$54
per month
Annual total
$2,328
per year

Source: EIA

Healthcare in Larue County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
4.3%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Larue County

State and local tax rates for Kentucky.

State income tax
4.0%
Flat rate
State sales tax
6.0%
Combined sales tax
6.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Larue County

Commute patterns and estimated costs.

Average commute
29.2 min
Drive alone
85.0%
Public transit
0.0%
Work from home
7.6%

Source: ACS

Monthly cost estimates for Larue County

What it costs to live in Larue County each month.

Single person
$2,911
per month
  • Rent $862
  • Energy $194
  • Water $55
  • Groceries $312
  • Transport $320
  • Healthcare $480
  • Federal tax $544
  • State tax $144
Couple
$4,179
per month
  • Rent $1,075
  • Energy $233
  • Water $65
  • Groceries $517
  • Transport $420
  • Healthcare $864
  • Federal tax $779
  • State tax $226
Family
$6,731
per month
  • Rent $1,506
  • Energy $291
  • Water $75
  • Groceries $784
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $779
  • State tax $226

Frequently asked questions about Larue County

Common questions about cost of living, rent and salary.

What is the average rent in Larue County?

In Larue County, KY, a one-bedroom apartment averages $862 per month, a two-bedroom averages $1,075 per month, a three-bedroom averages $1,506 per month, according to HUD Fair Market Rent data.

What is the average salary in Larue County?

In Larue County, KY, the average household income is $67,770 per year and individual earnings for full-time workers average $43,292 per year, according to U.S. Census Bureau data.

What is the cost of living in Larue County?

The estimated cost of living in Larue County, KY is approximately $2,911 per month for a single person, $4,179 for a couple, $6,731 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Larue County?

The combined sales tax rate in Larue County, KY is 6.00%, which includes the Kentucky state rate of 6.00% plus an average local rate of 0.00%.

Is Larue County an affordable place to live?

Based on the data, a single person in Larue County, KY would need approximately $2,911 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $67,770 per year ($5,648 per month). Larue County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Larue County?

The ACA marketplace benchmark premium in Larue County, KY is approximately $480 per month for an individual. Approximately 4.3% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Larue County?

The average home value in Larue County, KY is $177,500, with average annual property taxes of $1,118, according to U.S. Census Bureau data.

How does Larue County compare to other areas?

You can compare Larue County, KY with any other US county using our comparison tool at /compare. Larue County is in the Elizabethtown, KY metro area.

Other counties in Kentucky

Browse the full list of counties in Kentucky, ranked by cost of living.

See all counties in Kentucky

Compare Larue County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources