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Eugene-Springfield, OR

Cost of living in Eugene, Oregon

Lane County, OR

Part of the Eugene Metro Area

Estimated monthly cost
$3,111/mo
for a single person, all categories combined

Population 382,628 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $1,140 37%
Healthcare $480 15%
Federal tax $429 14%
Groceries $350 11%
Transport $250 8%
State tax $239 8%
Energy $163 5%
Water $60 2%

Rent in Eugene

Fair Market Rents by bedroom count.

Studio
$1,060
per month
1 bedroom
$1,140
per month
2 bedroom
$1,495
per month
3 bedroom
$2,095
per month
4 bedroom
$2,510
per month

Source: HUD FMR FY2025

Income and earnings in Eugene

Annual earnings figures from the Census ACS.

Household income
$69,311
per year
Individual earnings
$36,267
per year
Per capita
$38,563
per year

Source: ACS 2019-2023 5-Year.

Home values in Eugene

Average values reported by homeowners.

Average home value
$395,800
Annual property tax
$3,417

Source: ACS 2019-2023 5-Year

Energy costs in Eugene

Estimated monthly electricity and gas costs.

Electricity
$117
per month · 13¢/kWh
Natural gas
$46
per month
Annual total
$1,956
per year

Source: EIA

Healthcare in Eugene

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
5.9%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Eugene

State and local tax rates for Oregon.

State income tax
9.9%
Top marginal rate
State sales tax
0.0%
Combined sales tax
0.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Eugene

Commute patterns and estimated costs.

Average commute
20.1 min
Drive alone
67.4%
Public transit
1.9%
Work from home
13.9%

Source: ACS

Monthly cost estimates for Eugene

What it costs to live in Eugene each month.

Single person
$3,111
per month
  • Rent $1,140
  • Energy $163
  • Water $60
  • Groceries $350
  • Transport $250
  • Healthcare $480
  • Federal tax $429
  • State tax $239
Couple
$4,839
per month
  • Rent $1,495
  • Energy $196
  • Water $70
  • Groceries $580
  • Transport $350
  • Healthcare $864
  • Federal tax $804
  • State tax $480
Family
$7,588
per month
  • Rent $2,095
  • Energy $244
  • Water $85
  • Groceries $880
  • Transport $450
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $804
  • State tax $480

Frequently asked questions about Eugene

Common questions about cost of living, rent and salary.

What is the average rent in Eugene?

In Eugene, Oregon, a one-bedroom apartment averages $1,140 per month, a two-bedroom averages $1,495 per month, a three-bedroom averages $2,095 per month, according to HUD Fair Market Rent data.

What is the average salary in Eugene?

In Eugene, Oregon, the average household income is $69,311 per year and individual earnings for full-time workers average $36,267 per year, according to U.S. Census Bureau data.

What is the cost of living in Eugene?

The estimated cost of living in Eugene, Oregon is approximately $3,111 per month for a single person, $4,839 for a couple, $7,588 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Eugene?

The combined sales tax rate in Eugene, Oregon is 0.00%, which includes the Oregon state rate of 0.00% plus an average local rate of 0.00%.

Is Eugene an affordable place to live?

Based on the data, a single person in Eugene, Oregon would need approximately $3,111 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $69,311 per year ($5,776 per month). Eugene has a moderate cost of living relative to local earnings.

How much does healthcare cost in Eugene?

The ACA marketplace benchmark premium in Eugene, Oregon is approximately $480 per month for an individual. Approximately 5.9% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Eugene?

The average home value in Eugene, Oregon is $395,800, with average annual property taxes of $3,417, according to U.S. Census Bureau data.

How does Eugene compare to other areas?

You can compare Eugene, Oregon with any other US county using our comparison tool at /compare. Eugene is in the Eugene-Springfield, OR metro area.

Other counties in Oregon

Browse the full list of counties in Oregon, ranked by cost of living.

See all counties in Oregon

Compare Eugene with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources