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Orlando-Kissimmee-Sanford, FL

Cost of living in Lake County, FL

Part of the Orlando Metro Area

Estimated monthly cost
$3,622/mo
for a single person, all categories combined

Population 398,696 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $1,727 48%
Federal tax $491 14%
Healthcare $480 13%
Groceries $352 10%
Transport $320 9%
Energy $197 5%
Water $55 2%
State tax $0 0%

Rent in Lake County

Fair Market Rents by bedroom count.

Studio
$1,636
per month
1 bedroom
$1,727
per month
2 bedroom
$1,958
per month
3 bedroom
$2,486
per month
4 bedroom
$2,960
per month

Source: HUD FMR FY2025

Income and earnings in Lake County

Annual earnings figures from the Census ACS.

Household income
$69,956
per year
Individual earnings
$40,070
per year
Per capita
$36,956
per year

Source: ACS 2019-2023 5-Year.

Home values in Lake County

Average values reported by homeowners.

Average home value
$287,900
Annual property tax
$2,284

Source: ACS 2019-2023 5-Year

Energy costs in Lake County

Estimated monthly electricity and gas costs.

Electricity
$176
per month · 16¢/kWh
Natural gas
$21
per month
Annual total
$2,364
per year

Source: EIA

Healthcare in Lake County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
10.1%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Lake County

State and local tax rates for Florida.

No state income tax
Florida does not levy a personal income tax.
State sales tax
6.0%
Combined sales tax
7.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Lake County

Commute patterns and estimated costs.

Average commute
29.9 min
Drive alone
73.9%
Public transit
0.1%
Work from home
13.5%

Source: ACS

Monthly cost estimates for Lake County

What it costs to live in Lake County each month.

Single person
$3,622
per month
  • Rent $1,727
  • Energy $197
  • Water $55
  • Groceries $352
  • Transport $320
  • Healthcare $480
  • Federal tax $491
  • State tax $0
Couple
$4,941
per month
  • Rent $1,958
  • Energy $236
  • Water $65
  • Groceries $583
  • Transport $420
  • Healthcare $864
  • Federal tax $815
  • State tax $0
Family
$7,627
per month
  • Rent $2,486
  • Energy $296
  • Water $75
  • Groceries $885
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $815
  • State tax $0

Frequently asked questions about Lake County

Common questions about cost of living, rent and salary.

What is the average rent in Lake County?

In Lake County, FL, a one-bedroom apartment averages $1,727 per month, a two-bedroom averages $1,958 per month, a three-bedroom averages $2,486 per month, according to HUD Fair Market Rent data.

What is the average salary in Lake County?

In Lake County, FL, the average household income is $69,956 per year and individual earnings for full-time workers average $40,070 per year, according to U.S. Census Bureau data.

What is the cost of living in Lake County?

The estimated cost of living in Lake County, FL is approximately $3,622 per month for a single person, $4,941 for a couple, $7,627 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Lake County?

The combined sales tax rate in Lake County, FL is 7.01%, which includes the Florida state rate of 6.00% plus an average local rate of 1.01%.

Is Lake County an affordable place to live?

Based on the data, a single person in Lake County, FL would need approximately $3,622 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $69,956 per year ($5,830 per month). Lake County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Lake County?

The ACA marketplace benchmark premium in Lake County, FL is approximately $480 per month for an individual. Approximately 10.1% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Lake County?

The average home value in Lake County, FL is $287,900, with average annual property taxes of $2,284, according to U.S. Census Bureau data.

How does Lake County compare to other areas?

You can compare Lake County, FL with any other US county using our comparison tool at /compare. Lake County is in the Orlando-Kissimmee-Sanford, FL metro area.

Other counties in Florida

Browse the full list of counties in Florida, ranked by cost of living.

See all counties in Florida

Compare Lake County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP