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La Crosse-Onalaska, WI-MN

Cost of living in La Crosse County, WI

Part of the La Crosse Metro Area

Estimated monthly cost
$2,915/mo
for a single person, all categories combined

Population 120,262 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $912 31%
Federal tax $498 17%
Healthcare $480 16%
Groceries $329 11%
Transport $320 11%
Energy $179 6%
State tax $147 5%
Water $50 2%

Rent in La Crosse County

Fair Market Rents by bedroom count.

Studio
$821
per month
1 bedroom
$912
per month
2 bedroom
$1,197
per month
3 bedroom
$1,579
per month
4 bedroom
$1,990
per month

Source: HUD FMR FY2025

Income and earnings in La Crosse County

Annual earnings figures from the Census ACS.

Household income
$70,704
per year
Individual earnings
$40,479
per year
Per capita
$40,841
per year

Source: ACS 2019-2023 5-Year.

Home values in La Crosse County

Average values reported by homeowners.

Average home value
$243,200
Annual property tax
$3,963

Source: ACS 2019-2023 5-Year

Energy costs in La Crosse County

Estimated monthly electricity and gas costs.

Electricity
$121
per month · 17.3¢/kWh
Natural gas
$58
per month
Annual total
$2,148
per year

Source: EIA

Healthcare in La Crosse County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
4.6%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in La Crosse County

State and local tax rates for Wisconsin.

State income tax
7.7%
Top marginal rate
State sales tax
5.0%
Combined sales tax
5.4%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in La Crosse County

Commute patterns and estimated costs.

Average commute
19.1 min
Drive alone
75.8%
Public transit
0.8%
Work from home
10.4%

Source: ACS

Monthly cost estimates for La Crosse County

What it costs to live in La Crosse County each month.

Single person
$2,915
per month
  • Rent $912
  • Energy $179
  • Water $50
  • Groceries $329
  • Transport $320
  • Healthcare $480
  • Federal tax $498
  • State tax $147
Couple
$4,408
per month
  • Rent $1,197
  • Energy $215
  • Water $60
  • Groceries $545
  • Transport $420
  • Healthcare $864
  • Federal tax $827
  • State tax $280
Family
$6,921
per month
  • Rent $1,579
  • Energy $268
  • Water $70
  • Groceries $827
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $827
  • State tax $280

Frequently asked questions about La Crosse County

Common questions about cost of living, rent and salary.

What is the average rent in La Crosse County?

In La Crosse County, WI, a one-bedroom apartment averages $912 per month, a two-bedroom averages $1,197 per month, a three-bedroom averages $1,579 per month, according to HUD Fair Market Rent data.

What is the average salary in La Crosse County?

In La Crosse County, WI, the average household income is $70,704 per year and individual earnings for full-time workers average $40,479 per year, according to U.S. Census Bureau data.

What is the cost of living in La Crosse County?

The estimated cost of living in La Crosse County, WI is approximately $2,915 per month for a single person, $4,408 for a couple, $6,921 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in La Crosse County?

The combined sales tax rate in La Crosse County, WI is 5.44%, which includes the Wisconsin state rate of 5.00% plus an average local rate of 0.44%.

Is La Crosse County an affordable place to live?

Based on the data, a single person in La Crosse County, WI would need approximately $2,915 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $70,704 per year ($5,892 per month). La Crosse County is relatively affordable compared to the national average.

How much does healthcare cost in La Crosse County?

The ACA marketplace benchmark premium in La Crosse County, WI is approximately $480 per month for an individual. Approximately 4.6% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in La Crosse County?

The average home value in La Crosse County, WI is $243,200, with average annual property taxes of $3,963, according to U.S. Census Bureau data.

How does La Crosse County compare to other areas?

You can compare La Crosse County, WI with any other US county using our comparison tool at /compare. La Crosse County is in the La Crosse-Onalaska, WI-MN metro area.

Other counties in Wisconsin

Browse the full list of counties in Wisconsin, ranked by cost of living.

See all counties in Wisconsin

Compare La Crosse County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources