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Warsaw, IN

Cost of living in Kosciusko County, IN

Estimated monthly cost
$2,879/mo
for a single person, all categories combined

Population 80,357 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $871 30%
Federal tax $533 19%
Healthcare $480 17%
Transport $320 11%
Groceries $318 11%
Energy $199 7%
State tax $108 4%
Water $50 2%

Rent in Kosciusko County

Fair Market Rents by bedroom count.

Studio
$866
per month
1 bedroom
$871
per month
2 bedroom
$1,076
per month
3 bedroom
$1,324
per month
4 bedroom
$1,510
per month

Source: HUD FMR FY2025

Income and earnings in Kosciusko County

Annual earnings figures from the Census ACS.

Household income
$73,922
per year
Individual earnings
$42,645
per year
Per capita
$36,316
per year

Source: ACS 2019-2023 5-Year.

Home values in Kosciusko County

Average values reported by homeowners.

Average home value
$200,300
Annual property tax
$1,198

Source: ACS 2019-2023 5-Year

Energy costs in Kosciusko County

Estimated monthly electricity and gas costs.

Electricity
$142
per month · 15.8¢/kWh
Natural gas
$57
per month
Annual total
$2,388
per year

Source: EIA

Healthcare in Kosciusko County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
11.1%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Kosciusko County

State and local tax rates for Indiana.

State income tax
3.0%
Flat rate
State sales tax
7.0%
Combined sales tax
7.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Kosciusko County

Commute patterns and estimated costs.

Average commute
20.4 min
Drive alone
77.5%
Public transit
0.2%
Work from home
7.7%

Source: ACS

Monthly cost estimates for Kosciusko County

What it costs to live in Kosciusko County each month.

Single person
$2,879
per month
  • Rent $871
  • Energy $199
  • Water $50
  • Groceries $318
  • Transport $320
  • Healthcare $480
  • Federal tax $533
  • State tax $108
Couple
$4,254
per month
  • Rent $1,076
  • Energy $239
  • Water $60
  • Groceries $527
  • Transport $420
  • Healthcare $864
  • Federal tax $880
  • State tax $188
Family
$6,630
per month
  • Rent $1,324
  • Energy $298
  • Water $70
  • Groceries $800
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $880
  • State tax $188

Frequently asked questions about Kosciusko County

Common questions about cost of living, rent and salary.

What is the average rent in Kosciusko County?

In Kosciusko County, IN, a one-bedroom apartment averages $871 per month, a two-bedroom averages $1,076 per month, a three-bedroom averages $1,324 per month, according to HUD Fair Market Rent data.

What is the average salary in Kosciusko County?

In Kosciusko County, IN, the average household income is $73,922 per year and individual earnings for full-time workers average $42,645 per year, according to U.S. Census Bureau data.

What is the cost of living in Kosciusko County?

The estimated cost of living in Kosciusko County, IN is approximately $2,879 per month for a single person, $4,254 for a couple, $6,630 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Kosciusko County?

The combined sales tax rate in Kosciusko County, IN is 7.00%, which includes the Indiana state rate of 7.00% plus an average local rate of 0.00%.

Is Kosciusko County an affordable place to live?

Based on the data, a single person in Kosciusko County, IN would need approximately $2,879 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $73,922 per year ($6,160 per month). Kosciusko County is relatively affordable compared to the national average.

How much does healthcare cost in Kosciusko County?

The ACA marketplace benchmark premium in Kosciusko County, IN is approximately $480 per month for an individual. Approximately 11.1% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Kosciusko County?

The average home value in Kosciusko County, IN is $200,300, with average annual property taxes of $1,198, according to U.S. Census Bureau data.

How does Kosciusko County compare to other areas?

You can compare Kosciusko County, IN with any other US county using our comparison tool at /compare. Kosciusko County is in the Warsaw, IN metro area.

Other counties in Indiana

Browse the full list of counties in Indiana, ranked by cost of living.

See all counties in Indiana

Compare Kosciusko County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources